Fixed Deposit Calculator
Adjust the deposit amount, interest rate and tenure to see the maturity value of your fixed deposit.
Maturity value
₹1,41,478
Invested amount
₹1,00,000
Total interest
₹41,478
Assumes quarterly compounding, the standard convention for Indian bank fixed deposits. Actual returns depend on the bank's exact terms.
About this calculator
A fixed deposit (FD) is a lump sum you place with a bank or NBFC for a fixed period, at a fixed interest rate agreed upfront. In exchange for locking in your money, you typically earn a higher rate than a regular savings account — and you know exactly what you'll get back on the day you invest.
How this calculator works
Enter the amount you're depositing, the interest rate on offer, and the tenure. The calculator applies compounding to show you the maturity value — what your deposit grows to by the end of the term — and the total interest earned along the way.
A few things worth knowing
Interest rates vary by bank, tenure and deposit amount, and senior citizens are often offered a higher rate. Breaking an FD before maturity usually involves a penalty, so it's worth choosing a tenure you're comfortable committing to. This calculator gives you an estimate to plan with — always confirm the exact rate and terms with the bank or NBFC before investing.