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Loan Against Property

Apply for a Loan Against Property for Debt Consolidation

Using a Loan Against Property for Debt Consolidation.

  • Higher loan amounts than unsecured loans
  • Longer repayment tenure
  • Use funds for any purpose

9.5%

Interest from

₹7.5 Crore

Loan up to

15 years

Tenure up to

Check Your Eligibility Loan Against Property overview

Get the funds you need Get up to ₹7.5 Crore starting at 9.5%

+91
₹

₹5,00,000 – ₹7,50,00,000

By submitting this form you agree to be contacted by FynnEdge about your Loan Against Property enquiry. Privacy Policy.

Using a Loan Against Property to consolidate costlier unsecured debt can lower your overall interest outgo — but it puts the pledged property at risk if repayments aren't kept up, so weigh that trade-off carefully.

Lenders typically assess: Clear ownership of the property being pledged; Regular income to support repayment; Property must be in a lender-serviceable location.

Eligibility and final terms are set by the lender at the time of application — the figures here are indicative starting points, not a guarantee of approval or of the exact rate you'll be offered.

Loan Against Property for Debt Consolidation EMI calculator

Estimate your monthly instalment and see the full year-by-year principal and interest breakdown.

₹

Maximum loan amount: ₹7,50,00,000

%

Indicative range for Loan Against Property: 9.50% – 14.00%

years

Maximum tenure: 15 years (180 months)

Monthly EMI

₹38,819

Total interest

₹16,58,312

Total payment

₹46,58,312

Indicative only — your actual EMI depends on the lender's exact rate and terms at sanction.

Principal vs. interest

  • Principal 64.4%
  • Interest 35.6%

Principal & interest paid per year

2026
2027
2028
2029
2030
2031
2032
2033
2034
2035

Time on the x-axis, amount repaid on the y-axis — early on leans toward interest, later on toward principal.

Full breakdown, starting this month

Assumes your first EMI falls this month — click a period to see every month within it.

Sep 2026 – Aug 2027 Principal paid₹1,88,916 Interest paid₹2,76,915 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2026 ₹15,069 ₹23,750 ₹38,819 ₹29,84,931
Oct 2026 ₹15,189 ₹23,631 ₹38,819 ₹29,69,742
Nov 2026 ₹15,309 ₹23,510 ₹38,819 ₹29,54,433
Dec 2026 ₹15,430 ₹23,389 ₹38,819 ₹29,39,003
Jan 2027 ₹15,552 ₹23,267 ₹38,819 ₹29,23,451
Feb 2027 ₹15,675 ₹23,144 ₹38,819 ₹29,07,776
Mar 2027 ₹15,799 ₹23,020 ₹38,819 ₹28,91,977
Apr 2027 ₹15,924 ₹22,895 ₹38,819 ₹28,76,052
May 2027 ₹16,051 ₹22,769 ₹38,819 ₹28,60,002
Jun 2027 ₹16,178 ₹22,642 ₹38,819 ₹28,43,824
Jul 2027 ₹16,306 ₹22,514 ₹38,819 ₹28,27,518
Aug 2027 ₹16,435 ₹22,385 ₹38,819 ₹28,11,084
Sep 2027 – Aug 2028 Principal paid₹2,07,666 Interest paid₹2,58,165 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2027 ₹16,565 ₹22,254 ₹38,819 ₹27,94,519
Oct 2027 ₹16,696 ₹22,123 ₹38,819 ₹27,77,823
Nov 2027 ₹16,828 ₹21,991 ₹38,819 ₹27,60,995
Dec 2027 ₹16,961 ₹21,858 ₹38,819 ₹27,44,033
Jan 2028 ₹17,096 ₹21,724 ₹38,819 ₹27,26,937
Feb 2028 ₹17,231 ₹21,588 ₹38,819 ₹27,09,706
Mar 2028 ₹17,367 ₹21,452 ₹38,819 ₹26,92,339
Apr 2028 ₹17,505 ₹21,314 ₹38,819 ₹26,74,834
May 2028 ₹17,644 ₹21,176 ₹38,819 ₹26,57,191
Jun 2028 ₹17,783 ₹21,036 ₹38,819 ₹26,39,407
Jul 2028 ₹17,924 ₹20,895 ₹38,819 ₹26,21,483
Aug 2028 ₹18,066 ₹20,753 ₹38,819 ₹26,03,418
Sep 2028 – Aug 2029 Principal paid₹2,28,276 Interest paid₹2,37,555 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2028 ₹18,209 ₹20,610 ₹38,819 ₹25,85,209
Oct 2028 ₹18,353 ₹20,466 ₹38,819 ₹25,66,856
Nov 2028 ₹18,498 ₹20,321 ₹38,819 ₹25,48,357
Dec 2028 ₹18,645 ₹20,175 ₹38,819 ₹25,29,713
Jan 2029 ₹18,792 ₹20,027 ₹38,819 ₹25,10,920
Feb 2029 ₹18,941 ₹19,878 ₹38,819 ₹24,91,979
Mar 2029 ₹19,091 ₹19,728 ₹38,819 ₹24,72,888
Apr 2029 ₹19,242 ₹19,577 ₹38,819 ₹24,53,646
May 2029 ₹19,395 ₹19,425 ₹38,819 ₹24,34,251
Jun 2029 ₹19,548 ₹19,271 ₹38,819 ₹24,14,703
Jul 2029 ₹19,703 ₹19,116 ₹38,819 ₹23,95,000
Aug 2029 ₹19,859 ₹18,960 ₹38,819 ₹23,75,141
Sep 2029 – Aug 2030 Principal paid₹2,50,932 Interest paid₹2,14,899 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2029 ₹20,016 ₹18,803 ₹38,819 ₹23,55,125
Oct 2029 ₹20,175 ₹18,645 ₹38,819 ₹23,34,951
Nov 2029 ₹20,334 ₹18,485 ₹38,819 ₹23,14,616
Dec 2029 ₹20,495 ₹18,324 ₹38,819 ₹22,94,121
Jan 2030 ₹20,657 ₹18,162 ₹38,819 ₹22,73,464
Feb 2030 ₹20,821 ₹17,998 ₹38,819 ₹22,52,643
Mar 2030 ₹20,986 ₹17,833 ₹38,819 ₹22,31,657
Apr 2030 ₹21,152 ₹17,667 ₹38,819 ₹22,10,505
May 2030 ₹21,319 ₹17,500 ₹38,819 ₹21,89,185
Jun 2030 ₹21,488 ₹17,331 ₹38,819 ₹21,67,697
Jul 2030 ₹21,658 ₹17,161 ₹38,819 ₹21,46,039
Aug 2030 ₹21,830 ₹16,989 ₹38,819 ₹21,24,209
Sep 2030 – Aug 2031 Principal paid₹2,75,837 Interest paid₹1,89,995 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2030 ₹22,003 ₹16,817 ₹38,819 ₹21,02,206
Oct 2030 ₹22,177 ₹16,642 ₹38,819 ₹20,80,030
Nov 2030 ₹22,352 ₹16,467 ₹38,819 ₹20,57,677
Dec 2030 ₹22,529 ₹16,290 ₹38,819 ₹20,35,148
Jan 2031 ₹22,708 ₹16,112 ₹38,819 ₹20,12,440
Feb 2031 ₹22,887 ₹15,932 ₹38,819 ₹19,89,553
Mar 2031 ₹23,069 ₹15,751 ₹38,819 ₹19,66,484
Apr 2031 ₹23,251 ₹15,568 ₹38,819 ₹19,43,233
May 2031 ₹23,435 ₹15,384 ₹38,819 ₹19,19,798
Jun 2031 ₹23,621 ₹15,198 ₹38,819 ₹18,96,177
Jul 2031 ₹23,808 ₹15,011 ₹38,819 ₹18,72,369
Aug 2031 ₹23,996 ₹14,823 ₹38,819 ₹18,48,373
Sep 2031 – Aug 2032 Principal paid₹3,03,213 Interest paid₹1,62,619 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2031 ₹24,186 ₹14,633 ₹38,819 ₹18,24,186
Oct 2031 ₹24,378 ₹14,441 ₹38,819 ₹17,99,808
Nov 2031 ₹24,571 ₹14,248 ₹38,819 ₹17,75,238
Dec 2031 ₹24,765 ₹14,054 ₹38,819 ₹17,50,472
Jan 2032 ₹24,961 ₹13,858 ₹38,819 ₹17,25,511
Feb 2032 ₹25,159 ₹13,660 ₹38,819 ₹17,00,352
Mar 2032 ₹25,358 ₹13,461 ₹38,819 ₹16,74,994
Apr 2032 ₹25,559 ₹13,260 ₹38,819 ₹16,49,435
May 2032 ₹25,761 ₹13,058 ₹38,819 ₹16,23,674
Jun 2032 ₹25,965 ₹12,854 ₹38,819 ₹15,97,708
Jul 2032 ₹26,171 ₹12,649 ₹38,819 ₹15,71,538
Aug 2032 ₹26,378 ₹12,441 ₹38,819 ₹15,45,160
Sep 2032 – Aug 2033 Principal paid₹3,33,306 Interest paid₹1,32,525 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2032 ₹26,587 ₹12,233 ₹38,819 ₹15,18,573
Oct 2032 ₹26,797 ₹12,022 ₹38,819 ₹14,91,776
Nov 2032 ₹27,009 ₹11,810 ₹38,819 ₹14,64,766
Dec 2032 ₹27,223 ₹11,596 ₹38,819 ₹14,37,543
Jan 2033 ₹27,439 ₹11,381 ₹38,819 ₹14,10,105
Feb 2033 ₹27,656 ₹11,163 ₹38,819 ₹13,82,449
Mar 2033 ₹27,875 ₹10,944 ₹38,819 ₹13,54,574
Apr 2033 ₹28,096 ₹10,724 ₹38,819 ₹13,26,478
May 2033 ₹28,318 ₹10,501 ₹38,819 ₹12,98,160
Jun 2033 ₹28,542 ₹10,277 ₹38,819 ₹12,69,618
Jul 2033 ₹28,768 ₹10,051 ₹38,819 ₹12,40,850
Aug 2033 ₹28,996 ₹9,823 ₹38,819 ₹12,11,854
Sep 2033 – Aug 2034 Principal paid₹3,66,386 Interest paid₹99,446 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2033 ₹29,225 ₹9,594 ₹38,819 ₹11,82,629
Oct 2033 ₹29,457 ₹9,362 ₹38,819 ₹11,53,172
Nov 2033 ₹29,690 ₹9,129 ₹38,819 ₹11,23,482
Dec 2033 ₹29,925 ₹8,894 ₹38,819 ₹10,93,557
Jan 2034 ₹30,162 ₹8,657 ₹38,819 ₹10,63,395
Feb 2034 ₹30,401 ₹8,419 ₹38,819 ₹10,32,994
Mar 2034 ₹30,641 ₹8,178 ₹38,819 ₹10,02,353
Apr 2034 ₹30,884 ₹7,935 ₹38,819 ₹9,71,469
May 2034 ₹31,128 ₹7,691 ₹38,819 ₹9,40,340
Jun 2034 ₹31,375 ₹7,444 ₹38,819 ₹9,08,965
Jul 2034 ₹31,623 ₹7,196 ₹38,819 ₹8,77,342
Aug 2034 ₹31,874 ₹6,946 ₹38,819 ₹8,45,468
Sep 2034 – Aug 2035 Principal paid₹4,02,749 Interest paid₹63,083 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2034 ₹32,126 ₹6,693 ₹38,819 ₹8,13,342
Oct 2034 ₹32,380 ₹6,439 ₹38,819 ₹7,80,962
Nov 2034 ₹32,637 ₹6,183 ₹38,819 ₹7,48,325
Dec 2034 ₹32,895 ₹5,924 ₹38,819 ₹7,15,430
Jan 2035 ₹33,155 ₹5,664 ₹38,819 ₹6,82,275
Feb 2035 ₹33,418 ₹5,401 ₹38,819 ₹6,48,857
Mar 2035 ₹33,682 ₹5,137 ₹38,819 ₹6,15,174
Apr 2035 ₹33,949 ₹4,870 ₹38,819 ₹5,81,225
May 2035 ₹34,218 ₹4,601 ₹38,819 ₹5,47,007
Jun 2035 ₹34,489 ₹4,330 ₹38,819 ₹5,12,519
Jul 2035 ₹34,762 ₹4,057 ₹38,819 ₹4,77,757
Aug 2035 ₹35,037 ₹3,782 ₹38,819 ₹4,42,720
Sep 2035 – Aug 2036 Principal paid₹4,42,720 Interest paid₹23,111 Total paid₹4,65,831
Month Principal paid Interest paid Total paid Balance remaining
Sep 2035 ₹35,314 ₹3,505 ₹38,819 ₹4,07,405
Oct 2035 ₹35,594 ₹3,225 ₹38,819 ₹3,71,811
Nov 2035 ₹35,876 ₹2,944 ₹38,819 ₹3,35,936
Dec 2035 ₹36,160 ₹2,659 ₹38,819 ₹2,99,776
Jan 2036 ₹36,446 ₹2,373 ₹38,819 ₹2,63,330
Feb 2036 ₹36,735 ₹2,085 ₹38,819 ₹2,26,595
Mar 2036 ₹37,025 ₹1,794 ₹38,819 ₹1,89,570
Apr 2036 ₹37,319 ₹1,501 ₹38,819 ₹1,52,251
May 2036 ₹37,614 ₹1,205 ₹38,819 ₹1,14,637
Jun 2036 ₹37,912 ₹908 ₹38,819 ₹76,726
Jul 2036 ₹38,212 ₹607 ₹38,819 ₹38,514
Aug 2036 ₹38,514 ₹305 ₹38,819 ₹0
Balance remaining after the last month of each period shown above.

Why FynnEdge?

You could go directly to a bank. But why apply for a Loan Against Property for Debt Consolidation through us?

01

One profile, many lenders

Share your details once — we match you against multiple lenders' criteria instead of you applying to each one separately.

02

Clear, upfront eligibility

See which lenders you're likely eligible for, with plain-language reasons, before you apply.

03

A fully online journey

Check eligibility, compare lenders and apply — all online, without a branch visit.

04

Free EMI & credit tools

Plan your EMI and check your credit score for free, before you commit to anything.

05

Guidance, not just a listing

We help you understand your options and why a lender is or isn't a fit — not just hand you a list.

06

No service charges

Comparing and applying through FynnEdge is free. Any lender fees are disclosed upfront by the lender.

What our customers say

“I compared three lenders on FynnEdge in minutes instead of visiting three branches. The eligibility check was upfront and honest about what I actually qualified for.”

A

Ananya Rao

Bengaluru

“What I liked most was there were no surprise charges — everything the lender would charge was shown before I applied.”

V

Vikram Singh

Delhi