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Business Loan

Apply for a Business Loan in Surat

Compare Business Loan offers from FynnEdge partner banks and NBFCs if you live or work in Surat.

  • Collateral-free options available
  • Flexible use of funds
  • Fast turnaround for eligible businesses

8.50%

Interest from

₹2 Crore

Loan up to

7 years

Tenure up to

Get the funds you need Get up to ₹2 Crore starting at 8.50% p.a.

+91
₹

₹1,00,000 – ₹2,00,00,000

By submitting this form you agree to be contacted by FynnEdge about your Business Loan enquiry. Privacy Policy.

Looking for a Business Loan in Surat? FynnEdge compares Business Loan offers from partner banks and NBFCs for applicants living or working across Surat — including Adajan, Vesu, Athwa, Varachha and Katargam — so you can check eligibility and start your application online.

Business Loan is typically available from ₹100,000 to ₹20,000,000 over a tenure of 12–84 months, at lenders' published rates of 8.50%–30.50% p.a.

Lenders typically assess: Minimum business vintage (varies by lender); Healthy annual turnover; Reasonable existing business obligations.

Documents commonly required: PAN Card, Business Registration Proof, GST Returns, Bank Statements (last 12 months), ITR (last 2 years).

Eligibility and final terms are set by the lender at the time of application — the figures here are indicative starting points, not a guarantee of approval or of the exact rate you'll be offered.

Business Loan in Surat EMI calculator

Estimate your monthly instalment and see the full year-by-year principal and interest breakdown.

₹

Maximum loan amount: ₹2,00,00,000

%

Lenders' published rates for Business Loan: 8.50%–30.50% p.a..

years

Maximum tenure: 7 years (84 months)

Monthly EMI

₹20,517

Total interest

₹2,30,992

Total payment

₹12,30,992

Indicative only — your actual EMI depends on the lender's exact rate and terms at sanction.

Principal vs. interest

  • Principal 81.2%
  • Interest 18.8%

Principal & interest paid per year

2026
2027
2028
2029
2030

Time on the x-axis, amount repaid on the y-axis — early on leans toward interest, later on toward principal.

Full breakdown, starting this month

Assumes your first EMI falls this month — click a period to see every month within it.

Oct 2026 – Sep 2027 Principal paid₹1,67,629 Interest paid₹78,569 Total paid₹2,46,198
Month Principal paid Interest paid Total paid Balance remaining
Oct 2026 ₹13,433 ₹7,083 ₹20,517 ₹9,86,567
Nov 2026 ₹13,528 ₹6,988 ₹20,517 ₹9,73,038
Dec 2026 ₹13,624 ₹6,892 ₹20,517 ₹9,59,414
Jan 2027 ₹13,721 ₹6,796 ₹20,517 ₹9,45,694
Feb 2027 ₹13,818 ₹6,699 ₹20,517 ₹9,31,876
Mar 2027 ₹13,916 ₹6,601 ₹20,517 ₹9,17,960
Apr 2027 ₹14,014 ₹6,502 ₹20,517 ₹9,03,946
May 2027 ₹14,114 ₹6,403 ₹20,517 ₹8,89,832
Jun 2027 ₹14,214 ₹6,303 ₹20,517 ₹8,75,619
Jul 2027 ₹14,314 ₹6,202 ₹20,517 ₹8,61,304
Aug 2027 ₹14,416 ₹6,101 ₹20,517 ₹8,46,889
Sep 2027 ₹14,518 ₹5,999 ₹20,517 ₹8,32,371
Oct 2027 – Sep 2028 Principal paid₹1,82,446 Interest paid₹63,752 Total paid₹2,46,198
Month Principal paid Interest paid Total paid Balance remaining
Oct 2027 ₹14,621 ₹5,896 ₹20,517 ₹8,17,750
Nov 2027 ₹14,724 ₹5,792 ₹20,517 ₹8,03,026
Dec 2027 ₹14,828 ₹5,688 ₹20,517 ₹7,88,198
Jan 2028 ₹14,933 ₹5,583 ₹20,517 ₹7,73,264
Feb 2028 ₹15,039 ₹5,477 ₹20,517 ₹7,58,225
Mar 2028 ₹15,146 ₹5,371 ₹20,517 ₹7,43,079
Apr 2028 ₹15,253 ₹5,263 ₹20,517 ₹7,27,826
May 2028 ₹15,361 ₹5,155 ₹20,517 ₹7,12,465
Jun 2028 ₹15,470 ₹5,047 ₹20,517 ₹6,96,995
Jul 2028 ₹15,579 ₹4,937 ₹20,517 ₹6,81,416
Aug 2028 ₹15,690 ₹4,827 ₹20,517 ₹6,65,726
Sep 2028 ₹15,801 ₹4,716 ₹20,517 ₹6,49,925
Oct 2028 – Sep 2029 Principal paid₹1,98,572 Interest paid₹47,626 Total paid₹2,46,198
Month Principal paid Interest paid Total paid Balance remaining
Oct 2028 ₹15,913 ₹4,604 ₹20,517 ₹6,34,012
Nov 2028 ₹16,026 ₹4,491 ₹20,517 ₹6,17,987
Dec 2028 ₹16,139 ₹4,377 ₹20,517 ₹6,01,847
Jan 2029 ₹16,253 ₹4,263 ₹20,517 ₹5,85,594
Feb 2029 ₹16,369 ₹4,148 ₹20,517 ₹5,69,225
Mar 2029 ₹16,485 ₹4,032 ₹20,517 ₹5,52,741
Apr 2029 ₹16,601 ₹3,915 ₹20,517 ₹5,36,140
May 2029 ₹16,719 ₹3,798 ₹20,517 ₹5,19,421
Jun 2029 ₹16,837 ₹3,679 ₹20,517 ₹5,02,583
Jul 2029 ₹16,957 ₹3,560 ₹20,517 ₹4,85,627
Aug 2029 ₹17,077 ₹3,440 ₹20,517 ₹4,68,550
Sep 2029 ₹17,198 ₹3,319 ₹20,517 ₹4,51,353
Oct 2029 – Sep 2030 Principal paid₹2,16,125 Interest paid₹30,074 Total paid₹2,46,198
Month Principal paid Interest paid Total paid Balance remaining
Oct 2029 ₹17,319 ₹3,197 ₹20,517 ₹4,34,033
Nov 2029 ₹17,442 ₹3,074 ₹20,517 ₹4,16,591
Dec 2029 ₹17,566 ₹2,951 ₹20,517 ₹3,99,025
Jan 2030 ₹17,690 ₹2,826 ₹20,517 ₹3,81,335
Feb 2030 ₹17,815 ₹2,701 ₹20,517 ₹3,63,520
Mar 2030 ₹17,942 ₹2,575 ₹20,517 ₹3,45,578
Apr 2030 ₹18,069 ₹2,448 ₹20,517 ₹3,27,509
May 2030 ₹18,197 ₹2,320 ₹20,517 ₹3,09,313
Jun 2030 ₹18,326 ₹2,191 ₹20,517 ₹2,90,987
Jul 2030 ₹18,455 ₹2,061 ₹20,517 ₹2,72,532
Aug 2030 ₹18,586 ₹1,930 ₹20,517 ₹2,53,946
Sep 2030 ₹18,718 ₹1,799 ₹20,517 ₹2,35,228
Oct 2030 – Sep 2031 Principal paid₹2,35,228 Interest paid₹10,970 Total paid₹2,46,198
Month Principal paid Interest paid Total paid Balance remaining
Oct 2030 ₹18,850 ₹1,666 ₹20,517 ₹2,16,378
Nov 2030 ₹18,984 ₹1,533 ₹20,517 ₹1,97,394
Dec 2030 ₹19,118 ₹1,398 ₹20,517 ₹1,78,276
Jan 2031 ₹19,254 ₹1,263 ₹20,517 ₹1,59,022
Feb 2031 ₹19,390 ₹1,126 ₹20,517 ₹1,39,632
Mar 2031 ₹19,527 ₹989 ₹20,517 ₹1,20,104
Apr 2031 ₹19,666 ₹851 ₹20,517 ₹1,00,438
May 2031 ₹19,805 ₹711 ₹20,517 ₹80,633
Jun 2031 ₹19,945 ₹571 ₹20,517 ₹60,688
Jul 2031 ₹20,087 ₹430 ₹20,517 ₹40,601
Aug 2031 ₹20,229 ₹288 ₹20,517 ₹20,372
Sep 2031 ₹20,372 ₹144 ₹20,517 ₹0
Balance remaining after the last month of each period shown above.

Lenders offering this product

Compare lenders side by side

Tick up to 4 lenders to compare them head to head, or apply with any lender directly.

Lenders compared
27
Rates from
8.50% p.a.
Loan up to
₹10 Crore
Tenure up to
8 yrs
Sort by
Show

— pick at least one more to compare. — showing only your picks.

Lender Interest rate Loan amount Tenure Processing fee Eligibility Apply
Canara Bank logo
Lowest rate Highest amount

Interest rate

8.50% – 9.00%

p.a. · Overdraft / dropline

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹10 Lakh – ₹10 Crore

Tenure

1–1 yrs

Processing fee

₹2,500–₹250,000 + GST

Fee details

Canara GST: working capital cash credit on GST returns; 75% collateral; min 6 months GST filing; 75% of GST turnover routed via bank; processing per MSME service-charge schedule

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • 6+ months in current employment/business
  • Self-employed
Apply Now
Kotak Mahindra Bank logo

Interest rate

9.50% – 30.50%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹3 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹6,000–₹200,000 + GST

Fee details

Collateral-free up to ₹1 crore; PF max 2% + GST (NIL for MSE up to ₹5 lakh with URC); documentation ₹3,500/₹6,000 + GST; turnover >= ₹40 lakh, 3 yrs in business, 1 yr profit; tenure up to 60 months for doctors/CAs

Eligibility

  • Age 25–65 yrs
  • Min. income ₹0/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now
Cholamandalam Finance logo

Interest rate

10.00% – 30.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹35 Lakh

Tenure

1–5 yrs

Processing fee

₹2,500–₹87,500 + GST

Fee details

Consumer & Small Enterprise Loans (CSEL): unsecured loans up to Rs 35 lakh; rates not published; IRP Dec-2025 CSEL business 10%-30%, PF up to 2.5% + GST; 12-60 months

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Self-employed
Apply Now

Interest rate

10.40%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹10 Lakh – ₹25 Lakh

Tenure

1–7 yrs

Processing fee

₹0

Fee details

UCO MSME Smart (digital): processing & documentation nil; CIBIL/NeSL charges actual. ROI UCO Float 8.05% + 2.10% = 10.15%; CGTMSE covered; 2+ yrs profitable business with ITR

Eligibility

  • Age 18–70 yrs
  • Min. income ₹0/mo
  • Credit score 650+
  • 24+ months in current employment/business
  • Self-employed
Apply Now

Interest rate

10.75% – 22.50%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹75 Lakh

Tenure

1–4 yrs

Processing fee

₹2,000–₹150,000 + GST

Fee details

Up to 2% of loan + taxes; NIL for MSE up to ₹5 lakh with URC; up to ₹1 crore in select locations; turnover >= ₹40 lakh, 5 yrs business experience, 2 yrs profit

Eligibility

  • Age 21–65 yrs
  • Min. income ₹25,000/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now
IIFL Finance logo
IIFL Finance NBFC / HFC

Interest rate

12.00% – 28.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹75 Lakh

Tenure

1–3 yrs

Processing fee

₹5,000–₹375,000 + GST

Fee details

Unsecured; PF up to 5% + GST (w.e.f. 01-Sep-2024); doc charges up to Rs 4,500 + GST; NACH bounce up to Rs 2,500 + GST

Eligibility

  • Age 23–65 yrs
  • Min. income ₹25,000/mo
  • Credit score 700+
  • 12+ months in current employment/business
  • Self-employed
Apply Now
Tata Capital logo
Tata Capital NBFC / HFC

Interest rate

12.00% – 30.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹2,800–₹300,000 + GST

Fee details

Up to 3% of loan amount + taxes; fixed or structured EMI plans

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Credit score 675+
  • 24+ months in current employment/business
  • Self-employed
Apply Now

Interest rate

13.00% – 25.91%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹3 Lakh – ₹25 Lakh

Tenure

1–5 yrs

Processing fee

₹3,000–₹50,000 + GST

Fee details

SME fund-based (CC/OD/TL) processing up to 2.00% + GST; micro-enterprise & Sahayata loans 1.50% + GST; PB small business loan: Rs 3-25 lakh, up to 5 yrs

Eligibility

  • Age 23–60 yrs
  • Min. income ₹0/mo
  • 24+ months in current employment/business
  • Self-employed
Apply Now
HDB Financial Services logo

Interest rate

13.00% – 30.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹30 Lakh

Tenure

1–3 yrs

Processing fee

₹5,900–₹177,000

Fee details

Individuals Rs 1 lakh-7.5 lakh, non-individuals >7.5 lakh-30 lakh; PF up to 5.90% inclusive of GST; documentation up to 3.54%; flat max = PF cap (Rs 3,500 was application fee)

Eligibility

  • Age 21–65 yrs
  • Min. income ₹8,333/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now

Interest rate

13.00% – 17.50%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹50 Lakh

Tenure

1–5 yrs

Processing fee

₹2,000–₹100,000 + GST

Fee details

Business Instalment Loan: PF up to 2% + taxes; fixed 13.25%-19.25%; prepayment nil after 24 EMIs; min business vintage 3 yrs

Eligibility

  • Age 25–65 yrs
  • Min. income ₹0/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now
IDFC FIRST Bank logo

Interest rate

13.00%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹7 Lakh – ₹1 Crore

Tenure

1–4 yrs

Processing fee

₹24,500–₹350,000 + GST

Fee details

Up to 3.5% of loan amount (term loan); collateral-free up to Rs 1 crore; turnover Rs 1 crore+; MyMoneyMantra: PF 2%-3.5%

Eligibility

  • Age 28–68 yrs
  • Min. income ₹0/mo
  • Credit score 700+
  • 36+ months in current employment/business
  • Self-employed
Apply Now
IndusInd Bank logo

Interest rate

13.00% – 22.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹15 Lakh – ₹50 Lakh

Tenure

1–4 yrs

Processing fee

₹45,000–₹150,000 + GST

Fee details

Business Instalment Loan: fixed 13%-22%; PF up to 3% + taxes; foreclosure up to 5.5%; turnover >= ₹1 crore, 2 yrs audited financials, positive PBDT, paid-up capital >= ₹10 lakh

Eligibility

  • Age 25–70 yrs
  • Min. income ₹0/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now
Bajaj Finance logo
Bajaj Finance NBFC / HFC
Longest tenure

Interest rate

14.00% – 23.50%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹2 Lakh – ₹80 Lakh

Tenure

1–8 yrs

Processing fee

₹7,100–₹377,600

Fee details

Up to 4.72% of loan amount (inclusive of applicable taxes); Term / Flexi Term / Flexi Hybrid variants

Eligibility

  • Age 21–80 yrs
  • Min. income ₹0/mo
  • Credit score 650+
  • 36+ months in current employment/business
  • Self-employed
Apply Now
Hero FinCorp logo
Hero FinCorp NBFC / HFC

Interest rate

14.00% – 30.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹5 Lakh – ₹50 Lakh

Tenure

1–4 yrs

Processing fee

₹12,500–₹125,000 + GST

Fee details

Unsecured; PF up to 2.5% as per sanction letter/KFS; no foreclosure within 12 months; no minimum income; 2 yrs in business

Eligibility

  • Age 25–65 yrs
  • Min. income ₹0/mo
  • 24+ months in current employment/business
  • Self-employed
Apply Now
Aditya Birla Finance logo

Interest rate

15.00% – 28.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–3 yrs

Processing fee

₹2,800–₹300,000 + GST

Fee details

Unsecured business loan: PF 2.75%-3%; cancellation 4% + taxes; foreclosure 4% + GST after 12 months; turnover > Rs 5 lakh in last 6 months

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Credit score 700+
  • 12+ months in current employment/business
  • Self-employed
Apply Now

Interest rate

15.00% – 25.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹50,000 – ₹75 Lakh

Tenure

6–60 mo

Processing fee

₹1,000–₹150,000 + GST

Fee details

Unsecured business loan (SBB): PF up to 2% + taxes; foreclosure 4%/3%/2% by seasoning; part-prepayment 2% + GST; tenure 6-60 months; rate on application

Eligibility

  • Age 21–65 yrs
  • Min. income ₹20,833/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now
L&T Finance logo
L&T Finance NBFC / HFC

Interest rate

15.00%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹3,000–₹300,000 + GST

Fee details

Up to 3% on sanctioned amount + taxes plus documentation charge up to Rs 5,000 (<=Rs 25 lakh) / Rs 10,000 (>Rs 25 lakh); age 24-65, turnover Rs 80 lakh-500 Cr

Eligibility

  • Age 24–65 yrs
  • Min. income ₹0/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now
Poonawalla Fincorp logo

Interest rate

15.00%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹3,000–₹300,000 + GST

Fee details

Up to 3% + applicable taxes; foreclosure 6% (first 6 EMIs) / 5% thereafter; min annual turnover Rs 6 lakh

Eligibility

  • Age 24–65 yrs
  • Min. income ₹0/mo
  • 24+ months in current employment/business
  • Self-employed
Apply Now

Interest rate

15.50% – 24.25%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹50,000 – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹1,400–₹500,000 + GST

Fee details

Unsecured business/MSME loan; PF up to 2.75% (business loan) / up to 5% (SME loan) + GST; min turnover Rs 10 lakh p.a. and PAT Rs 2 lakh; foreclosure 3%-7%

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Credit score 725+
  • 36+ months in current employment/business
  • Self-employed
Apply Now
Piramal Finance logo

Interest rate

16.00% – 25.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹5 Lakh – ₹30 Lakh

Tenure

1–4 yrs

Processing fee

₹25,000–₹150,000 + GST

Fee details

Unsecured Business Loan Rs 5-30 lakh (UBL+ Rs 15-30 lakh); PF up to 5% + taxes; prepayment 5% + taxes; range per MSME unsecured quarterly disclosure

Eligibility

  • Age 24–72 yrs
  • Min. income ₹0/mo
  • Self-employed
Apply Now
RBL Bank logo

Interest rate

18.50% – 20.50%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹10 Lakh – ₹50 Lakh

Tenure

1–4 yrs

Processing fee

₹20,000–₹100,000 + GST

Fee details

Max 2% of loan amount + tax, deducted at disbursal; rate at bank discretion; turnover Rs 1 crore (Rs 60 lakh receipts for professionals); 5 yrs experience, 3 yrs in same city

Eligibility

  • Age 27–65 yrs
  • Min. income ₹0/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹50 Lakh

Tenure

1–4 yrs

Processing fee

₹4,000–₹200,000 + GST

Fee details

Unsecured business loan: ROI up to 30%; PF up to 4% + GST; foreclosure 5% within 12 months / 3% after

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Self-employed
Apply Now
Highest amount

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹20 Lakh – ₹10 Crore

Tenure

1–7 yrs

Processing fee

₹10,000–₹500,000 + GST

Fee details

IOB Guarantee Plus: collateral-free MSME WC/term loan above Rs20 lakh up to Rs10 cr under CGTMSE; ROI from RLLR+2.05%

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Self-employed
Apply Now

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹25 Lakh

Tenure

1–4 yrs

Processing fee

₹2,000–₹50,000 + GST

Fee details

Business Instalment Loan (unsecured); PF up to 2% + GST; rate not published

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Credit score 700+
  • Self-employed
Apply Now

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–4 yrs

Processing fee

₹5,000–₹500,000 + GST

Fee details

Unsecured business loan (12-48 months); PF up to 5%; foreclosure up to 4%; IRP unsecured BL band 12%-42%; age 21-65, 3 yrs vintage

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • 36+ months in current employment/business
  • Self-employed
Apply Now
TVS Credit NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹20 Lakh

Tenure

1–4 yrs

Processing fee

₹5,900–₹118,000

Fee details

Retail/mid-corporate business loans up to Rs 20 lakh; PF up to 5.9% inclusive of GST; foreclosure 4%; Interest Rate Policy business loan band 7%-36%

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Self-employed
Apply Now
Yes Bank logo

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹5 Lakh – ₹60 Lakh

Tenure

1–5 yrs

Processing fee

₹999–₹150,000 + GST

Fee details

Up to 2.50% (min Rs 999) + GST; no prepayment for first 6 months; foreclosure 4%/3%/2% by loan age

Eligibility

  • Age 21–65 yrs
  • Min. income ₹0/mo
  • Credit score 750+
  • 36+ months in current employment/business
  • Self-employed
Apply Now

Not sure which lender fits? Check your eligibility with all 27 lenders with a single application.

Check eligibility

Rates are each lender's own published figures, checked against the lender's website on the date shown. The rate, amount and approval you are offered depend on the lender's assessment of your profile — FynnEdge does not guarantee approval, disbursal or any particular rate.

Why FynnEdge?

You could go directly to a bank. But why apply for a Business Loan in Surat through us?

01

One profile, many lenders

Share your details once — we match you against multiple lenders' criteria instead of you applying to each one separately.

02

Clear, upfront eligibility

See which lenders you're likely eligible for, with plain-language reasons, before you apply.

03

A fully online journey

Check eligibility, compare lenders and apply — all online, without a branch visit.

04

Free EMI & credit tools

Plan your EMI and check your credit score for free, before you commit to anything.

05

Guidance, not just a listing

We help you understand your options and why a lender is or isn't a fit — not just hand you a list.

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No service charges

Comparing and applying through FynnEdge is free. Any lender fees are disclosed upfront by the lender.

What our customers say

  • “I contacted Fynnedge for help regarding the different types of personal loans available. The process went smoothly but it took quite long for the approval. Overall, it was a good experience.””

    Kavita Iyer

    Kavita Iyer

    Hyderabad

  • “I collaborated with Fynnedge to seek a personal loan for a specific expenditure. The process was straightforward, and the staff explained how loans functioned. The only issue was the length of the whole application process.””

    Sandeep Malhotra

    Sandeep Malhotra

    Chandigarh

  • “I have had a very happy experience with the Flexi Hybrid Term Loan. I found the process quite easy, although I did have to go through a lot of documentation as well as learn about all the terms and conditions of the loan first." ”

    Rajesh Gupta

    Rajesh Gupta

    kanpur

  • “Finding a loan for my business was important, but I did not know how to get a loan. The Fynnedge professionals explained those types of loans and guided me through the process.”

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    Amit Verma

    Gurugram

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