SIP Calculator
Adjust the monthly investment, expected return and tenure to estimate your SIP's maturity value.
Mutual fund returns are market-linked and not guaranteed — this is an illustrative rate, not a promised return.
Maturity value
₹11,61,695
Invested amount
₹6,00,000
Estimated returns
₹5,61,695
Indicative only, assuming the same monthly investment throughout the tenure at a constant rate of return.
About this calculator
A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund every month, rather than putting in a lump sum all at once. Over time, this smooths out the effect of market ups and downs — you buy more units when prices are low and fewer when they're high, an effect commonly called rupee-cost averaging.
How this calculator works
Enter your monthly investment amount, the return you expect, and how long you plan to stay invested. The calculator projects the maturity value using monthly compounding, and shows how much of that value came from your own contributions versus growth.
A few things worth knowing
The expected return you enter is an assumption, not a guarantee — actual mutual fund returns vary with market performance and are never fixed the way a fixed deposit's rate is. Mutual fund investments are subject to market risks; please read the scheme-related documents carefully before investing. This calculator is meant to help you plan, not as investment advice.