Looking for a Home Loan in Noida? FynnEdge compares Home Loan offers from partner banks and NBFCs for applicants living or working across Noida — including Sector 18, Sector 62, Sector 63, Sector 137 and Noida Extension — so you can check eligibility and start your application online.
Home Loan is typically available from ₹500,000 to ₹100,000,000 over a tenure of 60–360 months, at lenders' published rates of 7.15%–22.08% p.a.
Lenders typically assess: Salaried or self-employed with a regular income; Property must be in a lender-serviceable location; Own contribution (down payment) typically required.
Documents commonly required: PAN Card, Address Proof, Income Proof, Property Documents, Bank Statements (last 6 months).
Eligibility and final terms are set by the lender at the time of application — the figures here are indicative starting points, not a guarantee of approval or of the exact rate you'll be offered.
Home Loan in Noida EMI calculator
Estimate your monthly instalment and see the full year-by-year principal and interest breakdown.
Maximum loan amount: ₹10,00,00,000
Lenders' published rates for Home Loan: 7.15%–22.08% p.a..
Maximum tenure: 30 years (360 months)
Monthly EMI
₹31,373
Total interest
₹35,29,551
Total payment
₹75,29,551
Indicative only — your actual EMI depends on the lender's exact rate and terms at sanction.
Principal vs. interest
- Principal 53.1%
- Interest 46.9%
Principal & interest paid per year
Time on the x-axis, amount repaid on the y-axis — early on leans toward interest, later on toward principal.
Full breakdown, starting this month
Assumes your first EMI falls this month — click a period to see every month within it.
Oct 2026 – Sep 2027 Principal paid₹93,502 Interest paid₹2,82,975 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2026 | ₹7,540 | ₹23,833 | ₹31,373 | ₹39,92,460 |
| Nov 2026 | ₹7,585 | ₹23,788 | ₹31,373 | ₹39,84,875 |
| Dec 2026 | ₹7,630 | ₹23,743 | ₹31,373 | ₹39,77,246 |
| Jan 2027 | ₹7,675 | ₹23,698 | ₹31,373 | ₹39,69,570 |
| Feb 2027 | ₹7,721 | ₹23,652 | ₹31,373 | ₹39,61,849 |
| Mar 2027 | ₹7,767 | ₹23,606 | ₹31,373 | ₹39,54,082 |
| Apr 2027 | ₹7,813 | ₹23,560 | ₹31,373 | ₹39,46,269 |
| May 2027 | ₹7,860 | ₹23,513 | ₹31,373 | ₹39,38,409 |
| Jun 2027 | ₹7,907 | ₹23,466 | ₹31,373 | ₹39,30,502 |
| Jul 2027 | ₹7,954 | ₹23,419 | ₹31,373 | ₹39,22,548 |
| Aug 2027 | ₹8,001 | ₹23,372 | ₹31,373 | ₹39,14,547 |
| Sep 2027 | ₹8,049 | ₹23,324 | ₹31,373 | ₹39,06,498 |
Oct 2027 – Sep 2028 Principal paid₹1,00,411 Interest paid₹2,76,066 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2027 | ₹8,097 | ₹23,276 | ₹31,373 | ₹38,98,401 |
| Nov 2027 | ₹8,145 | ₹23,228 | ₹31,373 | ₹38,90,256 |
| Dec 2027 | ₹8,194 | ₹23,179 | ₹31,373 | ₹38,82,062 |
| Jan 2028 | ₹8,243 | ₹23,131 | ₹31,373 | ₹38,73,819 |
| Feb 2028 | ₹8,292 | ₹23,082 | ₹31,373 | ₹38,65,528 |
| Mar 2028 | ₹8,341 | ₹23,032 | ₹31,373 | ₹38,57,187 |
| Apr 2028 | ₹8,391 | ₹22,982 | ₹31,373 | ₹38,48,796 |
| May 2028 | ₹8,441 | ₹22,932 | ₹31,373 | ₹38,40,355 |
| Jun 2028 | ₹8,491 | ₹22,882 | ₹31,373 | ₹38,31,864 |
| Jul 2028 | ₹8,542 | ₹22,832 | ₹31,373 | ₹38,23,323 |
| Aug 2028 | ₹8,593 | ₹22,781 | ₹31,373 | ₹38,14,730 |
| Sep 2028 | ₹8,644 | ₹22,729 | ₹31,373 | ₹38,06,087 |
Oct 2028 – Sep 2029 Principal paid₹1,07,831 Interest paid₹2,68,647 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2028 | ₹8,695 | ₹22,678 | ₹31,373 | ₹37,97,391 |
| Nov 2028 | ₹8,747 | ₹22,626 | ₹31,373 | ₹37,88,644 |
| Dec 2028 | ₹8,799 | ₹22,574 | ₹31,373 | ₹37,79,845 |
| Jan 2029 | ₹8,852 | ₹22,522 | ₹31,373 | ₹37,70,994 |
| Feb 2029 | ₹8,904 | ₹22,469 | ₹31,373 | ₹37,62,089 |
| Mar 2029 | ₹8,957 | ₹22,416 | ₹31,373 | ₹37,53,132 |
| Apr 2029 | ₹9,011 | ₹22,362 | ₹31,373 | ₹37,44,121 |
| May 2029 | ₹9,064 | ₹22,309 | ₹31,373 | ₹37,35,057 |
| Jun 2029 | ₹9,118 | ₹22,255 | ₹31,373 | ₹37,25,938 |
| Jul 2029 | ₹9,173 | ₹22,200 | ₹31,373 | ₹37,16,766 |
| Aug 2029 | ₹9,227 | ₹22,146 | ₹31,373 | ₹37,07,538 |
| Sep 2029 | ₹9,282 | ₹22,091 | ₹31,373 | ₹36,98,256 |
Oct 2029 – Sep 2030 Principal paid₹1,15,798 Interest paid₹2,60,679 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2029 | ₹9,338 | ₹22,035 | ₹31,373 | ₹36,88,918 |
| Nov 2029 | ₹9,393 | ₹21,980 | ₹31,373 | ₹36,79,525 |
| Dec 2029 | ₹9,449 | ₹21,924 | ₹31,373 | ₹36,70,076 |
| Jan 2030 | ₹9,506 | ₹21,868 | ₹31,373 | ₹36,60,570 |
| Feb 2030 | ₹9,562 | ₹21,811 | ₹31,373 | ₹36,51,008 |
| Mar 2030 | ₹9,619 | ₹21,754 | ₹31,373 | ₹36,41,389 |
| Apr 2030 | ₹9,677 | ₹21,697 | ₹31,373 | ₹36,31,712 |
| May 2030 | ₹9,734 | ₹21,639 | ₹31,373 | ₹36,21,978 |
| Jun 2030 | ₹9,792 | ₹21,581 | ₹31,373 | ₹36,12,186 |
| Jul 2030 | ₹9,851 | ₹21,523 | ₹31,373 | ₹36,02,335 |
| Aug 2030 | ₹9,909 | ₹21,464 | ₹31,373 | ₹35,92,426 |
| Sep 2030 | ₹9,968 | ₹21,405 | ₹31,373 | ₹35,82,458 |
Oct 2030 – Sep 2031 Principal paid₹1,24,355 Interest paid₹2,52,123 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2030 | ₹10,028 | ₹21,345 | ₹31,373 | ₹35,72,430 |
| Nov 2030 | ₹10,087 | ₹21,286 | ₹31,373 | ₹35,62,343 |
| Dec 2030 | ₹10,148 | ₹21,226 | ₹31,373 | ₹35,52,195 |
| Jan 2031 | ₹10,208 | ₹21,165 | ₹31,373 | ₹35,41,987 |
| Feb 2031 | ₹10,269 | ₹21,104 | ₹31,373 | ₹35,31,718 |
| Mar 2031 | ₹10,330 | ₹21,043 | ₹31,373 | ₹35,21,388 |
| Apr 2031 | ₹10,392 | ₹20,982 | ₹31,373 | ₹35,10,997 |
| May 2031 | ₹10,453 | ₹20,920 | ₹31,373 | ₹35,00,543 |
| Jun 2031 | ₹10,516 | ₹20,857 | ₹31,373 | ₹34,90,028 |
| Jul 2031 | ₹10,578 | ₹20,795 | ₹31,373 | ₹34,79,449 |
| Aug 2031 | ₹10,641 | ₹20,732 | ₹31,373 | ₹34,68,808 |
| Sep 2031 | ₹10,705 | ₹20,668 | ₹31,373 | ₹34,58,103 |
Oct 2031 – Sep 2032 Principal paid₹1,33,543 Interest paid₹2,42,934 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2031 | ₹10,769 | ₹20,605 | ₹31,373 | ₹34,47,335 |
| Nov 2031 | ₹10,833 | ₹20,540 | ₹31,373 | ₹34,36,502 |
| Dec 2031 | ₹10,897 | ₹20,476 | ₹31,373 | ₹34,25,604 |
| Jan 2032 | ₹10,962 | ₹20,411 | ₹31,373 | ₹34,14,642 |
| Feb 2032 | ₹11,028 | ₹20,346 | ₹31,373 | ₹34,03,615 |
| Mar 2032 | ₹11,093 | ₹20,280 | ₹31,373 | ₹33,92,521 |
| Apr 2032 | ₹11,159 | ₹20,214 | ₹31,373 | ₹33,81,362 |
| May 2032 | ₹11,226 | ₹20,147 | ₹31,373 | ₹33,70,136 |
| Jun 2032 | ₹11,293 | ₹20,080 | ₹31,373 | ₹33,58,843 |
| Jul 2032 | ₹11,360 | ₹20,013 | ₹31,373 | ₹33,47,483 |
| Aug 2032 | ₹11,428 | ₹19,945 | ₹31,373 | ₹33,36,056 |
| Sep 2032 | ₹11,496 | ₹19,877 | ₹31,373 | ₹33,24,560 |
Oct 2032 – Sep 2033 Principal paid₹1,43,411 Interest paid₹2,33,067 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2032 | ₹11,564 | ₹19,809 | ₹31,373 | ₹33,12,996 |
| Nov 2032 | ₹11,633 | ₹19,740 | ₹31,373 | ₹33,01,362 |
| Dec 2032 | ₹11,703 | ₹19,671 | ₹31,373 | ₹32,89,660 |
| Jan 2033 | ₹11,772 | ₹19,601 | ₹31,373 | ₹32,77,888 |
| Feb 2033 | ₹11,842 | ₹19,531 | ₹31,373 | ₹32,66,045 |
| Mar 2033 | ₹11,913 | ₹19,460 | ₹31,373 | ₹32,54,132 |
| Apr 2033 | ₹11,984 | ₹19,389 | ₹31,373 | ₹32,42,148 |
| May 2033 | ₹12,055 | ₹19,318 | ₹31,373 | ₹32,30,093 |
| Jun 2033 | ₹12,127 | ₹19,246 | ₹31,373 | ₹32,17,966 |
| Jul 2033 | ₹12,199 | ₹19,174 | ₹31,373 | ₹32,05,767 |
| Aug 2033 | ₹12,272 | ₹19,101 | ₹31,373 | ₹31,93,494 |
| Sep 2033 | ₹12,345 | ₹19,028 | ₹31,373 | ₹31,81,149 |
Oct 2033 – Sep 2034 Principal paid₹1,54,007 Interest paid₹2,22,470 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2033 | ₹12,419 | ₹18,954 | ₹31,373 | ₹31,68,730 |
| Nov 2033 | ₹12,493 | ₹18,880 | ₹31,373 | ₹31,56,238 |
| Dec 2033 | ₹12,567 | ₹18,806 | ₹31,373 | ₹31,43,670 |
| Jan 2034 | ₹12,642 | ₹18,731 | ₹31,373 | ₹31,31,028 |
| Feb 2034 | ₹12,717 | ₹18,656 | ₹31,373 | ₹31,18,311 |
| Mar 2034 | ₹12,793 | ₹18,580 | ₹31,373 | ₹31,05,518 |
| Apr 2034 | ₹12,869 | ₹18,504 | ₹31,373 | ₹30,92,648 |
| May 2034 | ₹12,946 | ₹18,427 | ₹31,373 | ₹30,79,702 |
| Jun 2034 | ₹13,023 | ₹18,350 | ₹31,373 | ₹30,66,679 |
| Jul 2034 | ₹13,101 | ₹18,272 | ₹31,373 | ₹30,53,578 |
| Aug 2034 | ₹13,179 | ₹18,194 | ₹31,373 | ₹30,40,399 |
| Sep 2034 | ₹13,257 | ₹18,116 | ₹31,373 | ₹30,27,142 |
Oct 2034 – Sep 2035 Principal paid₹1,65,387 Interest paid₹2,11,091 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2034 | ₹13,336 | ₹18,037 | ₹31,373 | ₹30,13,805 |
| Nov 2034 | ₹13,416 | ₹17,957 | ₹31,373 | ₹30,00,390 |
| Dec 2034 | ₹13,496 | ₹17,877 | ₹31,373 | ₹29,86,894 |
| Jan 2035 | ₹13,576 | ₹17,797 | ₹31,373 | ₹29,73,318 |
| Feb 2035 | ₹13,657 | ₹17,716 | ₹31,373 | ₹29,59,660 |
| Mar 2035 | ₹13,738 | ₹17,635 | ₹31,373 | ₹29,45,922 |
| Apr 2035 | ₹13,820 | ₹17,553 | ₹31,373 | ₹29,32,102 |
| May 2035 | ₹13,903 | ₹17,470 | ₹31,373 | ₹29,18,199 |
| Jun 2035 | ₹13,986 | ₹17,388 | ₹31,373 | ₹29,04,213 |
| Jul 2035 | ₹14,069 | ₹17,304 | ₹31,373 | ₹28,90,145 |
| Aug 2035 | ₹14,153 | ₹17,220 | ₹31,373 | ₹28,75,992 |
| Sep 2035 | ₹14,237 | ₹17,136 | ₹31,373 | ₹28,61,755 |
Oct 2035 – Sep 2036 Principal paid₹1,77,608 Interest paid₹1,98,870 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2035 | ₹14,322 | ₹17,051 | ₹31,373 | ₹28,47,433 |
| Nov 2035 | ₹14,407 | ₹16,966 | ₹31,373 | ₹28,33,026 |
| Dec 2035 | ₹14,493 | ₹16,880 | ₹31,373 | ₹28,18,533 |
| Jan 2036 | ₹14,579 | ₹16,794 | ₹31,373 | ₹28,03,953 |
| Feb 2036 | ₹14,666 | ₹16,707 | ₹31,373 | ₹27,89,287 |
| Mar 2036 | ₹14,754 | ₹16,620 | ₹31,373 | ₹27,74,534 |
| Apr 2036 | ₹14,842 | ₹16,532 | ₹31,373 | ₹27,59,692 |
| May 2036 | ₹14,930 | ₹16,443 | ₹31,373 | ₹27,44,762 |
| Jun 2036 | ₹15,019 | ₹16,354 | ₹31,373 | ₹27,29,743 |
| Jul 2036 | ₹15,108 | ₹16,265 | ₹31,373 | ₹27,14,635 |
| Aug 2036 | ₹15,198 | ₹16,175 | ₹31,373 | ₹26,99,436 |
| Sep 2036 | ₹15,289 | ₹16,084 | ₹31,373 | ₹26,84,147 |
Oct 2036 – Sep 2037 Principal paid₹1,90,731 Interest paid₹1,85,747 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2036 | ₹15,380 | ₹15,993 | ₹31,373 | ₹26,68,767 |
| Nov 2036 | ₹15,472 | ₹15,901 | ₹31,373 | ₹26,53,295 |
| Dec 2036 | ₹15,564 | ₹15,809 | ₹31,373 | ₹26,37,732 |
| Jan 2037 | ₹15,657 | ₹15,716 | ₹31,373 | ₹26,22,075 |
| Feb 2037 | ₹15,750 | ₹15,623 | ₹31,373 | ₹26,06,325 |
| Mar 2037 | ₹15,844 | ₹15,529 | ₹31,373 | ₹25,90,481 |
| Apr 2037 | ₹15,938 | ₹15,435 | ₹31,373 | ₹25,74,543 |
| May 2037 | ₹16,033 | ₹15,340 | ₹31,373 | ₹25,58,510 |
| Jun 2037 | ₹16,129 | ₹15,244 | ₹31,373 | ₹25,42,381 |
| Jul 2037 | ₹16,225 | ₹15,148 | ₹31,373 | ₹25,26,156 |
| Aug 2037 | ₹16,321 | ₹15,052 | ₹31,373 | ₹25,09,835 |
| Sep 2037 | ₹16,419 | ₹14,954 | ₹31,373 | ₹24,93,416 |
Oct 2037 – Sep 2038 Principal paid₹2,04,824 Interest paid₹1,71,653 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2037 | ₹16,517 | ₹14,857 | ₹31,373 | ₹24,76,900 |
| Nov 2037 | ₹16,615 | ₹14,758 | ₹31,373 | ₹24,60,285 |
| Dec 2037 | ₹16,714 | ₹14,659 | ₹31,373 | ₹24,43,571 |
| Jan 2038 | ₹16,814 | ₹14,560 | ₹31,373 | ₹24,26,757 |
| Feb 2038 | ₹16,914 | ₹14,459 | ₹31,373 | ₹24,09,844 |
| Mar 2038 | ₹17,014 | ₹14,359 | ₹31,373 | ₹23,92,829 |
| Apr 2038 | ₹17,116 | ₹14,257 | ₹31,373 | ₹23,75,713 |
| May 2038 | ₹17,218 | ₹14,155 | ₹31,373 | ₹23,58,496 |
| Jun 2038 | ₹17,320 | ₹14,053 | ₹31,373 | ₹23,41,175 |
| Jul 2038 | ₹17,424 | ₹13,950 | ₹31,373 | ₹23,23,751 |
| Aug 2038 | ₹17,527 | ₹13,846 | ₹31,373 | ₹23,06,224 |
| Sep 2038 | ₹17,632 | ₹13,741 | ₹31,373 | ₹22,88,592 |
Oct 2038 – Sep 2039 Principal paid₹2,19,959 Interest paid₹1,56,519 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2038 | ₹17,737 | ₹13,636 | ₹31,373 | ₹22,70,855 |
| Nov 2038 | ₹17,843 | ₹13,531 | ₹31,373 | ₹22,53,013 |
| Dec 2038 | ₹17,949 | ₹13,424 | ₹31,373 | ₹22,35,064 |
| Jan 2039 | ₹18,056 | ₹13,317 | ₹31,373 | ₹22,17,008 |
| Feb 2039 | ₹18,163 | ₹13,210 | ₹31,373 | ₹21,98,844 |
| Mar 2039 | ₹18,272 | ₹13,101 | ₹31,373 | ₹21,80,573 |
| Apr 2039 | ₹18,381 | ₹12,993 | ₹31,373 | ₹21,62,192 |
| May 2039 | ₹18,490 | ₹12,883 | ₹31,373 | ₹21,43,702 |
| Jun 2039 | ₹18,600 | ₹12,773 | ₹31,373 | ₹21,25,102 |
| Jul 2039 | ₹18,711 | ₹12,662 | ₹31,373 | ₹21,06,391 |
| Aug 2039 | ₹18,823 | ₹12,551 | ₹31,373 | ₹20,87,568 |
| Sep 2039 | ₹18,935 | ₹12,438 | ₹31,373 | ₹20,68,633 |
Oct 2039 – Sep 2040 Principal paid₹2,36,211 Interest paid₹1,40,266 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2039 | ₹19,048 | ₹12,326 | ₹31,373 | ₹20,49,586 |
| Nov 2039 | ₹19,161 | ₹12,212 | ₹31,373 | ₹20,30,425 |
| Dec 2039 | ₹19,275 | ₹12,098 | ₹31,373 | ₹20,11,150 |
| Jan 2040 | ₹19,390 | ₹11,983 | ₹31,373 | ₹19,91,760 |
| Feb 2040 | ₹19,506 | ₹11,868 | ₹31,373 | ₹19,72,254 |
| Mar 2040 | ₹19,622 | ₹11,751 | ₹31,373 | ₹19,52,632 |
| Apr 2040 | ₹19,739 | ₹11,634 | ₹31,373 | ₹19,32,894 |
| May 2040 | ₹19,856 | ₹11,517 | ₹31,373 | ₹19,13,037 |
| Jun 2040 | ₹19,975 | ₹11,399 | ₹31,373 | ₹18,93,063 |
| Jul 2040 | ₹20,094 | ₹11,280 | ₹31,373 | ₹18,72,969 |
| Aug 2040 | ₹20,213 | ₹11,160 | ₹31,373 | ₹18,52,756 |
| Sep 2040 | ₹20,334 | ₹11,039 | ₹31,373 | ₹18,32,422 |
Oct 2040 – Sep 2041 Principal paid₹2,53,665 Interest paid₹1,22,812 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2040 | ₹20,455 | ₹10,918 | ₹31,373 | ₹18,11,967 |
| Nov 2040 | ₹20,577 | ₹10,796 | ₹31,373 | ₹17,91,390 |
| Dec 2040 | ₹20,699 | ₹10,674 | ₹31,373 | ₹17,70,691 |
| Jan 2041 | ₹20,823 | ₹10,550 | ₹31,373 | ₹17,49,868 |
| Feb 2041 | ₹20,947 | ₹10,426 | ₹31,373 | ₹17,28,921 |
| Mar 2041 | ₹21,072 | ₹10,301 | ₹31,373 | ₹17,07,850 |
| Apr 2041 | ₹21,197 | ₹10,176 | ₹31,373 | ₹16,86,652 |
| May 2041 | ₹21,323 | ₹10,050 | ₹31,373 | ₹16,65,329 |
| Jun 2041 | ₹21,451 | ₹9,923 | ₹31,373 | ₹16,43,878 |
| Jul 2041 | ₹21,578 | ₹9,795 | ₹31,373 | ₹16,22,300 |
| Aug 2041 | ₹21,707 | ₹9,666 | ₹31,373 | ₹16,00,593 |
| Sep 2041 | ₹21,836 | ₹9,537 | ₹31,373 | ₹15,78,757 |
Oct 2041 – Sep 2042 Principal paid₹2,72,409 Interest paid₹1,04,069 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2041 | ₹21,966 | ₹9,407 | ₹31,373 | ₹15,56,790 |
| Nov 2041 | ₹22,097 | ₹9,276 | ₹31,373 | ₹15,34,693 |
| Dec 2041 | ₹22,229 | ₹9,144 | ₹31,373 | ₹15,12,464 |
| Jan 2042 | ₹22,361 | ₹9,012 | ₹31,373 | ₹14,90,103 |
| Feb 2042 | ₹22,495 | ₹8,879 | ₹31,373 | ₹14,67,608 |
| Mar 2042 | ₹22,629 | ₹8,745 | ₹31,373 | ₹14,44,980 |
| Apr 2042 | ₹22,763 | ₹8,610 | ₹31,373 | ₹14,22,216 |
| May 2042 | ₹22,899 | ₹8,474 | ₹31,373 | ₹13,99,317 |
| Jun 2042 | ₹23,036 | ₹8,338 | ₹31,373 | ₹13,76,282 |
| Jul 2042 | ₹23,173 | ₹8,200 | ₹31,373 | ₹13,53,109 |
| Aug 2042 | ₹23,311 | ₹8,062 | ₹31,373 | ₹13,29,798 |
| Sep 2042 | ₹23,450 | ₹7,923 | ₹31,373 | ₹13,06,348 |
Oct 2042 – Sep 2043 Principal paid₹2,92,537 Interest paid₹83,941 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2042 | ₹23,589 | ₹7,784 | ₹31,373 | ₹12,82,759 |
| Nov 2042 | ₹23,730 | ₹7,643 | ₹31,373 | ₹12,59,029 |
| Dec 2042 | ₹23,871 | ₹7,502 | ₹31,373 | ₹12,35,157 |
| Jan 2043 | ₹24,014 | ₹7,359 | ₹31,373 | ₹12,11,144 |
| Feb 2043 | ₹24,157 | ₹7,216 | ₹31,373 | ₹11,86,987 |
| Mar 2043 | ₹24,301 | ₹7,072 | ₹31,373 | ₹11,62,686 |
| Apr 2043 | ₹24,445 | ₹6,928 | ₹31,373 | ₹11,38,241 |
| May 2043 | ₹24,591 | ₹6,782 | ₹31,373 | ₹11,13,650 |
| Jun 2043 | ₹24,738 | ₹6,636 | ₹31,373 | ₹10,88,912 |
| Jul 2043 | ₹24,885 | ₹6,488 | ₹31,373 | ₹10,64,027 |
| Aug 2043 | ₹25,033 | ₹6,340 | ₹31,373 | ₹10,38,994 |
| Sep 2043 | ₹25,182 | ₹6,191 | ₹31,373 | ₹10,13,811 |
Oct 2043 – Sep 2044 Principal paid₹3,14,153 Interest paid₹62,325 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2043 | ₹25,333 | ₹6,041 | ₹31,373 | ₹9,88,479 |
| Nov 2043 | ₹25,483 | ₹5,890 | ₹31,373 | ₹9,62,995 |
| Dec 2043 | ₹25,635 | ₹5,738 | ₹31,373 | ₹9,37,360 |
| Jan 2044 | ₹25,788 | ₹5,585 | ₹31,373 | ₹9,11,572 |
| Feb 2044 | ₹25,942 | ₹5,431 | ₹31,373 | ₹8,85,630 |
| Mar 2044 | ₹26,096 | ₹5,277 | ₹31,373 | ₹8,59,534 |
| Apr 2044 | ₹26,252 | ₹5,121 | ₹31,373 | ₹8,33,282 |
| May 2044 | ₹26,408 | ₹4,965 | ₹31,373 | ₹8,06,874 |
| Jun 2044 | ₹26,566 | ₹4,808 | ₹31,373 | ₹7,80,309 |
| Jul 2044 | ₹26,724 | ₹4,649 | ₹31,373 | ₹7,53,585 |
| Aug 2044 | ₹26,883 | ₹4,490 | ₹31,373 | ₹7,26,702 |
| Sep 2044 | ₹27,043 | ₹4,330 | ₹31,373 | ₹6,99,659 |
Oct 2044 – Sep 2045 Principal paid₹3,37,365 Interest paid₹39,112 Total paid₹3,76,478
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2044 | ₹27,204 | ₹4,169 | ₹31,373 | ₹6,72,454 |
| Nov 2044 | ₹27,366 | ₹4,007 | ₹31,373 | ₹6,45,088 |
| Dec 2044 | ₹27,529 | ₹3,844 | ₹31,373 | ₹6,17,558 |
| Jan 2045 | ₹27,694 | ₹3,680 | ₹31,373 | ₹5,89,865 |
| Feb 2045 | ₹27,859 | ₹3,515 | ₹31,373 | ₹5,62,006 |
| Mar 2045 | ₹28,025 | ₹3,349 | ₹31,373 | ₹5,33,982 |
| Apr 2045 | ₹28,191 | ₹3,182 | ₹31,373 | ₹5,05,790 |
| May 2045 | ₹28,359 | ₹3,014 | ₹31,373 | ₹4,77,431 |
| Jun 2045 | ₹28,528 | ₹2,845 | ₹31,373 | ₹4,48,902 |
| Jul 2045 | ₹28,698 | ₹2,675 | ₹31,373 | ₹4,20,204 |
| Aug 2045 | ₹28,869 | ₹2,504 | ₹31,373 | ₹3,91,335 |
| Sep 2045 | ₹29,041 | ₹2,332 | ₹31,373 | ₹3,62,293 |
Oct 2045 – Sep 2046 Principal paid₹3,62,293 Interest paid₹14,184 Total paid₹3,76,477
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2045 | ₹29,214 | ₹2,159 | ₹31,373 | ₹3,33,079 |
| Nov 2045 | ₹29,389 | ₹1,985 | ₹31,373 | ₹3,03,690 |
| Dec 2045 | ₹29,564 | ₹1,809 | ₹31,373 | ₹2,74,127 |
| Jan 2046 | ₹29,740 | ₹1,633 | ₹31,373 | ₹2,44,387 |
| Feb 2046 | ₹29,917 | ₹1,456 | ₹31,373 | ₹2,14,470 |
| Mar 2046 | ₹30,095 | ₹1,278 | ₹31,373 | ₹1,84,374 |
| Apr 2046 | ₹30,275 | ₹1,099 | ₹31,373 | ₹1,54,100 |
| May 2046 | ₹30,455 | ₹918 | ₹31,373 | ₹1,23,645 |
| Jun 2046 | ₹30,636 | ₹737 | ₹31,373 | ₹93,009 |
| Jul 2046 | ₹30,819 | ₹554 | ₹31,373 | ₹62,190 |
| Aug 2046 | ₹31,003 | ₹371 | ₹31,373 | ₹31,187 |
| Sep 2046 | ₹31,187 | ₹186 | ₹31,373 | ₹0 |
Lenders offering this product
Compare lenders side by side
Tick up to 4 lenders to compare them head to head, or apply with any lender directly.
- Lenders compared
- 28
- Rates from
- 7.15% p.a.
- Loan up to
- ₹40 Crore
- Tenure up to
- 35 yrs
— pick at least one more to compare. — showing only your picks.
| Lender | Interest rate | Loan amount | Tenure | Processing fee | Eligibility | Apply |
|---|---|---|---|---|---|---|
Indian Bank
Bank
Lowest rate
|
Interest rate 7.15% – 8.55% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹1,500–₹5,000 + GST Fee detailsIB Home Loan (residents): flat Rs1,500 + GST up to Rs25 lakh; Rs2,500 (Rs25-75 lakh); Rs5,000 above Rs75 lakh (w.e.f. 02.01.2025). ROI 7.15-8.55% (rate card 10.09.2026); Home Loan Plus 7.65-8.75%; age 18-70 |
Eligibility
|
Apply Now |
|
LIC Housing Finance
NBFC / HFC
Lowest rate
|
Interest rate 7.15% – 10.15% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹15 Crore |
Tenure 1–30 yrs |
Processing fee ₹10,000–₹50,000 + GST Fee detailsQ1 FY27 contracted range 7.15%-11.00% across Griha Prakash/Suvidha/Sugam schemes (7.15% needs CIBIL 825+); PF up to 0.50% min Rs 10,000 max Rs 50,000 + GST; tenure 30 yrs salaried / 25 yrs self-employed |
Eligibility
|
Apply Now |
Bajaj Finance
NBFC / HFC
|
Interest rate 7.25% – 20.00% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹15 Crore |
Tenure 5–32 yrs |
Processing fee ₹4,000–₹6,000,000 + GST Fee detailsProcessing fee described as nominal (not published as %); salaried from 7.25%, self-employed from 7.70%, doctors from 7.30%; bounce charge slabs Rs 500-10,000; min tenure 5 yrs |
Eligibility
|
Apply Now |
|
UCO Bank
Bank
|
Interest rate 7.40% – 9.50% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹1,500–₹15,000 + GST Fee details0.5% of loan amt, min Rs1,500 max Rs15,000 + GST; 100% waiver for STP / 50% for offline sanctions (offer to 31.03.2026) and festive 100% waiver on processing & documentation. Floating RLLR-linked; 0.05% concession for women |
Eligibility
|
Apply Now |
|
Indian Overseas Bank
Bank
|
Interest rate 7.45% – 8.55% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹500–₹25,000 + GST Fee detailsSubhagruha: ROI RLLR-linked by CIC score, 7.20% (CIC-1 >=800 salaried) to 8.30% (CIC-6 680-699 non-salaried), RLLR 8.10% w.e.f. 15.12.2025; max entry age 55 (60 with co-obligant), repaid by 70 |
Eligibility
|
Apply Now |
Federal Bank
Bank
|
Interest rate 7.50% – 9.25% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹15 Crore |
Tenure 1–30 yrs |
Processing fee ₹3,000–₹7,500 Fee detailsRepo-linked floating (term loan 7.35%-9.50%, OD 7.45%-9.60%); loans below Rs 35 lakh attract +1%; PF up to 0.5% (min Rs 3,000 max Rs 7,500) |
Eligibility
|
Apply Now |
PNB Housing Finance
NBFC / HFC
|
Interest rate 7.50% – 10.05% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹10,000–₹1,000,000 + GST Fee detailsFloating 7.50%-10.05% by CIBIL band/loan slab (salaried lowest; non-salaried +0.25-0.30%); fixed 14.75%; PF 1% + GST min Rs 10,000; LTV up to 90% |
Eligibility
|
Apply Now |
Kotak Mahindra Bank
Bank
Highest amount
|
Interest rate 7.70% – 12.00% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹40 Crore |
Tenure 1–25 yrs |
Processing fee ₹5,000–₹8,000,000 + GST Fee detailsUp to 2% of loan + taxes (₹5,000 non-refundable upfront at login); floating from 7.60% (Repo 5.25%); up to 90% LTV; salaried 18-60, self-employed 18-65; min income ₹20,000 metro / ₹15,000 other |
Eligibility
|
Apply Now |
Aditya Birla Finance
NBFC / HFC
|
Interest rate 7.75% p.a. onwards Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹20 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹20,000–₹1,000,000 + GST Fee detailsAditya Birla Housing Finance: Prime HL 7.75% (salaried) / 8.00% (self-employed); Pragati affordable 9.75%-10.25%; Aashiyana 10.20%-10.45%; PF up to 1%; LTV up to 90% |
Eligibility
|
Apply Now |
IDFC FIRST Bank
Bank
|
Interest rate 7.75% p.a. onwards Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹5 Lakh – ₹10 Crore |
Tenure 1–32 yrs |
Processing fee ₹15,000–₹3,000,000 + GST Fee detailsUp to 3% of sanctioned amount + GST; salaried from 8.85% / self-employed from 9.25% |
Eligibility
|
Apply Now |
L&T Finance
NBFC / HFC
|
Interest rate 7.75% p.a. onwards Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹20 Lakh – ₹10 Crore |
Tenure 3–30 yrs |
Processing fee ₹5,000–₹3,000,000 + GST Fee detailsPF up to 3% of sanctioned amount + taxes; login fee up to Rs 5,000 incl. taxes; LTV up to 90%; min PF 0.25% + taxes |
Eligibility
|
Apply Now |
|
Axis Bank
Bank
|
Interest rate 8.00% – 9.10% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹3 Lakh – ₹5 Crore |
Tenure 1–30 yrs |
Processing fee ₹10,000–₹500,000 + GST Fee detailsUp to 1% of loan or ₹10,000 whichever higher + GST (₹5,000 upfront at login); floating Repo + 2.75%-3.85% = 8.00%-9.10% by CIBIL; fixed 14%; ASHA HL 10.15%-11.90% |
Eligibility
|
Apply Now |
|
HDFC Bank
Bank
|
Interest rate 8.00% – 13.45% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹15 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹3,000–₹500,000 + GST Fee detailsUp to 0.50% of loan or ₹3,000 whichever higher + taxes; floating = Repo 5.25% + 2.50%-7.95% for salaried & self-employed |
Eligibility
|
Apply Now |
Tata Capital
NBFC / HFC
|
Interest rate 8.00% – 13.00% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹5 Lakh – ₹7.5 Crore |
Tenure 5–30 yrs |
Processing fee ₹5,000–₹10,000 + GST Fee detailsPF up to 3% + GST |
Eligibility
|
Apply Now |
|
ICICI Bank
Bank
|
Interest rate 8.75% – 10.05% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹500–₹2,000,000 + GST Fee details0.5% of loan + taxes on special rates (schedule says up to 2%); floating slabs 8.50%-9.80% valid till 30-Sep-2026; fixed 8.90%-11.20%; loans up to ₹10 crore |
Eligibility
|
Apply Now |
|
Bandhan Bank
Bank
|
Interest rate 8.80% – 13.77% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹4,000–₹1,000,000 + GST Fee detailsLogin fee up to Rs 4,000 + PF nil-1.00% + admin fee 0.25%-2.00% depending on scheme, all + GST; RLLR 5.25% w.e.f. 01-Jan-2026 |
Eligibility
|
Apply Now |
RBL Bank
Bank
|
Interest rate 9.00% p.a. onwards Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹15 Crore |
Tenure 1–30 yrs |
Processing fee ₹10,000–₹1,875,000 + GST Fee details1.25% of loan amount; hybrid fixed (37/60 months) then repo-linked floating; LTV 90%/80%/75% by ticket size; PB: up to 1.5%/Rs 10k (<=30L), 1%/Rs 15k (>30L) |
Eligibility
|
Apply Now |
|
City Union Bank
Bank
|
Interest rate 9.15% – 14.75% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹7.5 Crore |
Tenure 1–30 yrs |
Processing fee ₹350–₹150,000 + GST Fee detailsFloating by bureau score & ticket: Affordable 0.35%+GST, Prime 0.25%+GST, Premium 0.20%+GST; fixed-rate option 8.35%-10.35%; ticket up to Rs 7.5 Cr; CUB DSA programme |
Eligibility
|
Apply Now |
|
SMFG India Credit
NBFC / HFC
|
Interest rate 9.25% p.a. onwards Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹1 Lakh – ₹1 Crore |
Tenure 1–30 yrs |
Processing fee ₹3,000–₹300,000 + GST Fee detailsVia SMFG Grihashakti (SMFG India Home Finance); salaried from 9.25%, self-employed from 9.75%; PF up to 3%; LTV up to 90%; Q1 FY27 housing ROI range 9.35%-16% (official); charges exclusive of GST |
Eligibility
|
Apply Now |
IIFL Finance
NBFC / HFC
|
Interest rate 9.45% p.a. onwards Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹2 Lakh – ₹2 Crore |
Tenure 2–30 yrs |
Processing fee ₹3,500–₹350,000 + GST Fee detailsVia IIFL Home Finance Ltd; PF up to 1.75%; PLR 16.85%; upper rate from official EMI calculator range; no prepayment penalty for individuals |
Eligibility
|
Apply Now |
DCB Bank
Bank
|
Interest rate 9.75% – 14.50% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹2 Lakh – ₹5 Crore |
Tenure 1–25 yrs |
Processing fee ₹5,000–₹1,000,000 + GST Fee detailsUp to 2% or Rs 5,000 whichever higher + GST; fixed and floating options; LTV up to 90% below Rs 20 lakh |
Eligibility
|
Apply Now |
Piramal Finance
NBFC / HFC
|
Interest rate 9.99% p.a. onwards Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹3 Lakh – ₹2 Crore |
Tenure 1–30 yrs |
Processing fee ₹9,000–₹1,000,000 + GST Fee detailsUp to 5% of loan amount + taxes; fixed-rate prepayment 2%; up to 90% of purchase price; max rate per quarterly disclosure |
Eligibility
|
Apply Now |
Cholamandalam Finance
NBFC / HFC
|
Interest rate 11.00% – 18.00% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹3 Lakh – ₹40 Lakh |
Tenure 1–20 yrs |
Processing fee ₹6,000–₹80,000 + GST Fee detailsAffordable housing loans Rs 3-40 lakh, tenure up to 20 years; rates not published on product page; Interest rate policy Dec-2025: HL 10.5%-19% by segment; admin/PF up to 2% + GST |
Eligibility
|
Apply Now |
Manappuram Finance
NBFC / HFC
|
Interest rate 12.00% – 22.08% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹5 Lakh – ₹50 Lakh |
Tenure 1–20 yrs |
Processing fee ₹5,000–₹50,000 + GST Fee detailsHousing loan (Manappuram Finance MSME/housing vertical); PF minimum 1% + applicable tax; LTV up to 80%; min bureau score 560, min clubbed income Rs 25,000 p.m. (official) |
Eligibility
|
Apply Now |
Muthoot Finance
NBFC / HFC
|
Interest rate 12.25% – 15.00% p.a. Rate verified 13 Oct 2026 · lender's rates |
Loan amount ₹3 Lakh – ₹50 Lakh |
Tenure 1–20 yrs |
Processing fee ₹4,500–₹100,000 + GST Fee detailsVia Muthoot Homefin (India) Ltd; PF min 1.5% (salaried) / 2% (self-employed) + GST plus admin fee Rs 2,500 + Rs 6,000 + GST; RPLR 15.95%; LTV 80-90%; official Q1 FY26-27 housing range 11.25%-18% |
Eligibility
|
Apply Now |
|
Interest rate Check current rates Rate confirmed by the lender when you apply |
Loan amount ₹2 Lakh – ₹5 Crore |
Tenure 1–30 yrs |
Processing fee ₹3,000–₹1,000,000 + GST Fee detailsMin: Repo/EBR-linked, max up to 22% per schedule of charges; PF up to 2% + GST; tenure 1-20 yrs for cash-salaried/SENP, up to 30 yrs otherwise; PB: up to Rs 5 Cr, PF 1.5-2% |
Eligibility
|
Apply Now | |
Karur Vysya Bank
Bank
|
Interest rate Check current rates Rate confirmed by the lender when you apply |
Loan amount ₹1 Lakh – ₹10 Crore |
Tenure 1–30 yrs |
Processing fee ₹2,500–₹7,500 + GST Fee detailsHappy Home Loan: Rs 2,500 (<= Rs 25 lakh) / Rs 5,000 (Rs 25-50 lakh) / Rs 7,500 (> Rs 50 lakh) + GST; margin 10-25%; no prepayment charges; flat-only fee; % derived |
Eligibility
|
Apply Now |
Yes Bank
Bank
Longest tenure
|
Interest rate Check current rates Rate confirmed by the lender when you apply |
Loan amount ₹10 Lakh – ₹10 Crore |
Tenure 1–35 yrs |
Processing fee ₹10,000–₹1,500,000 + GST Fee details1.5% or Rs 10,000 whichever higher + GST (Rs 7,500 non-refundable login fee); Khushi affordable HL 9.95%-13.60% |
Eligibility
|
Apply Now |
Not sure which lender fits? Check your eligibility with all 28 lenders with a single application.
Check eligibilityRates are each lender's own published figures, checked against the lender's website on the date shown. The rate, amount and approval you are offered depend on the lender's assessment of your profile — FynnEdge does not guarantee approval, disbursal or any particular rate.
Why FynnEdge?
You could go directly to a bank. But why apply for a Home Loan in Noida through us?
One profile, many lenders
Share your details once — we match you against multiple lenders' criteria instead of you applying to each one separately.
Clear, upfront eligibility
See which lenders you're likely eligible for, with plain-language reasons, before you apply.
A fully online journey
Check eligibility, compare lenders and apply — all online, without a branch visit.
Free EMI & credit tools
Plan your EMI and check your credit score for free, before you commit to anything.
Guidance, not just a listing
We help you understand your options and why a lender is or isn't a fit — not just hand you a list.
No service charges
Comparing and applying through FynnEdge is free. Any lender fees are disclosed upfront by the lender.