Looking for a Personal Loans in Bengaluru? FynnEdge compares Personal Loans offers from partner banks and NBFCs for applicants living or working across Bengaluru — including Whitefield, Koramangala, Indiranagar, Electronic City, HSR Layout and Jayanagar — so you can check eligibility and start your application online.
Personal Loans is typically available from ₹25,000 to ₹5,000,000 over a tenure of 12–84 months, at rates set by each lender.
Lenders typically assess: Salaried or self-employed with a regular income; Minimum age 21, maximum age at loan maturity per lender policy; Reasonable existing obligations relative to income.
Documents commonly required: PAN Card, Address Proof, Bank Statements (last 3 months), Income Proof.
Eligibility and final terms are set by the lender at the time of application — the figures here are indicative starting points, not a guarantee of approval or of the exact rate you'll be offered.
Personal Loans in Bengaluru EMI calculator
Estimate your monthly instalment and see the full year-by-year principal and interest breakdown.
Maximum loan amount: ₹50,00,000
Set the rate you have been offered — Personal Loan rates vary by lender.
Maximum tenure: 7 years (84 months)
Monthly EMI
₹16,131
Total interest
₹80,725
Total payment
₹5,80,725
Indicative only — your actual EMI depends on the lender's exact rate and terms at sanction.
Principal vs. interest
- Principal 86.1%
- Interest 13.9%
Principal & interest paid per year
Time on the x-axis, amount repaid on the y-axis — early on leans toward interest, later on toward principal.
Full breakdown, starting this month
Assumes your first EMI falls this month — click a period to see every month within it.
Oct 2026 – Sep 2027 Principal paid₹1,50,387 Interest paid₹43,188 Total paid₹1,93,575
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2026 | ₹11,969 | ₹4,163 | ₹16,131 | ₹4,88,031 |
| Nov 2026 | ₹12,068 | ₹4,063 | ₹16,131 | ₹4,75,963 |
| Dec 2026 | ₹12,169 | ₹3,962 | ₹16,131 | ₹4,63,794 |
| Jan 2027 | ₹12,270 | ₹3,861 | ₹16,131 | ₹4,51,524 |
| Feb 2027 | ₹12,372 | ₹3,759 | ₹16,131 | ₹4,39,152 |
| Mar 2027 | ₹12,475 | ₹3,656 | ₹16,131 | ₹4,26,676 |
| Apr 2027 | ₹12,579 | ₹3,552 | ₹16,131 | ₹4,14,097 |
| May 2027 | ₹12,684 | ₹3,447 | ₹16,131 | ₹4,01,413 |
| Jun 2027 | ₹12,789 | ₹3,342 | ₹16,131 | ₹3,88,624 |
| Jul 2027 | ₹12,896 | ₹3,235 | ₹16,131 | ₹3,75,728 |
| Aug 2027 | ₹13,003 | ₹3,128 | ₹16,131 | ₹3,62,724 |
| Sep 2027 | ₹13,112 | ₹3,020 | ₹16,131 | ₹3,49,613 |
Oct 2027 – Sep 2028 Principal paid₹1,66,118 Interest paid₹27,457 Total paid₹1,93,575
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2027 | ₹13,221 | ₹2,911 | ₹16,131 | ₹3,36,392 |
| Nov 2027 | ₹13,331 | ₹2,800 | ₹16,131 | ₹3,23,061 |
| Dec 2027 | ₹13,442 | ₹2,689 | ₹16,131 | ₹3,09,620 |
| Jan 2028 | ₹13,554 | ₹2,578 | ₹16,131 | ₹2,96,066 |
| Feb 2028 | ₹13,667 | ₹2,465 | ₹16,131 | ₹2,82,399 |
| Mar 2028 | ₹13,780 | ₹2,351 | ₹16,131 | ₹2,68,619 |
| Apr 2028 | ₹13,895 | ₹2,236 | ₹16,131 | ₹2,54,724 |
| May 2028 | ₹14,011 | ₹2,121 | ₹16,131 | ₹2,40,713 |
| Jun 2028 | ₹14,127 | ₹2,004 | ₹16,131 | ₹2,26,586 |
| Jul 2028 | ₹14,245 | ₹1,886 | ₹16,131 | ₹2,12,341 |
| Aug 2028 | ₹14,364 | ₹1,768 | ₹16,131 | ₹1,97,978 |
| Sep 2028 | ₹14,483 | ₹1,648 | ₹16,131 | ₹1,83,495 |
Oct 2028 – Sep 2029 Principal paid₹1,83,495 Interest paid₹10,080 Total paid₹1,93,575
| Month | Principal paid | Interest paid | Total paid | Balance remaining |
|---|---|---|---|---|
| Oct 2028 | ₹14,604 | ₹1,528 | ₹16,131 | ₹1,68,891 |
| Nov 2028 | ₹14,725 | ₹1,406 | ₹16,131 | ₹1,54,166 |
| Dec 2028 | ₹14,848 | ₹1,283 | ₹16,131 | ₹1,39,318 |
| Jan 2029 | ₹14,971 | ₹1,160 | ₹16,131 | ₹1,24,346 |
| Feb 2029 | ₹15,096 | ₹1,035 | ₹16,131 | ₹1,09,250 |
| Mar 2029 | ₹15,222 | ₹910 | ₹16,131 | ₹94,029 |
| Apr 2029 | ₹15,348 | ₹783 | ₹16,131 | ₹78,680 |
| May 2029 | ₹15,476 | ₹655 | ₹16,131 | ₹63,204 |
| Jun 2029 | ₹15,605 | ₹526 | ₹16,131 | ₹47,599 |
| Jul 2029 | ₹15,735 | ₹396 | ₹16,131 | ₹31,864 |
| Aug 2029 | ₹15,866 | ₹265 | ₹16,131 | ₹15,998 |
| Sep 2029 | ₹15,998 | ₹133 | ₹16,131 | ₹0 |
Why FynnEdge?
You could go directly to a bank. But why apply for a Personal Loans in Bengaluru through us?
One profile, many lenders
Share your details once — we match you against multiple lenders' criteria instead of you applying to each one separately.
Clear, upfront eligibility
See which lenders you're likely eligible for, with plain-language reasons, before you apply.
A fully online journey
Check eligibility, compare lenders and apply — all online, without a branch visit.
Free EMI & credit tools
Plan your EMI and check your credit score for free, before you commit to anything.
Guidance, not just a listing
We help you understand your options and why a lender is or isn't a fit — not just hand you a list.
No service charges
Comparing and applying through FynnEdge is free. Any lender fees are disclosed upfront by the lender.
What our customers say
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“I was uncertain about the type of loan that would be ideal for me. The Fynnedge team, however, understood my needs, presented the alternative options, and gave me the much-needed help.”
Rahul Sharma
Delhi
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“I contacted Fynnedge for help regarding the different types of personal loans available. The process went smoothly but it took quite long for the approval. Overall, it was a good experience.””
Kavita Iyer
Hyderabad
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“I collaborated with Fynnedge to seek a personal loan for a specific expenditure. The process was straightforward, and the staff explained how loans functioned. The only issue was the length of the whole application process.””
Sandeep Malhotra
Chandigarh
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“I had several queries regarding personal loan amount, EMI and repayment period. The Fynnedge group addressed each of my questions.”
Priya Mehta
noida
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“I have had a very happy experience with the Flexi Hybrid Term Loan. I found the process quite easy, although I did have to go through a lot of documentation as well as learn about all the terms and conditions of the loan first." ”
Rajesh Gupta
kanpur
Frequently asked questions
Does checking my eligibility affect my credit score?
No — checking eligibility on FynnEdge uses your self-reported profile and does not perform a hard credit bureau check until you explicitly consent during the application step.
Does an eligibility result guarantee loan approval?
No. Eligibility results are indicative and subject to the lender's final verification, documentation and underwriting.