Looking for a Car Loan in Kolkata? FynnEdge compares Car Loan offers from partner banks and NBFCs for applicants living or working across Kolkata — including Salt Lake, New Town, Park Street, Ballygunge, Behala and Dum Dum — so you can check eligibility and start your application online.

Car Loan is typically available from ₹100,000 to ₹10,000,000 over a tenure of 12–96 months, at lenders' published rates of 7.55%–26.00% p.a.

Lenders typically assess: Salaried or self-employed with a regular income; Minimum age as per lender policy; Reasonable existing obligations relative to income.

Documents commonly required: PAN Card, Address Proof, Income Proof, Bank Statements (last 3 months), Vehicle Quotation/Invoice.

Eligibility and final terms are set by the lender at the time of application — the figures here are indicative starting points, not a guarantee of approval or of the exact rate you'll be offered.

Car Loan in Kolkata EMI calculator

Estimate your monthly instalment and see the full year-by-year principal and interest breakdown.

Loan amount

₹

Maximum loan amount: ₹1,00,00,000

Interest rate (p.a.)

Lenders' published rates for Car Loan: 7.55%–26.00% p.a..

Tenure

years

Maximum tenure: 8 years (96 months)

Monthly EMI

₹16,049

Total interest

₹1,62,962

Total payment

₹9,62,962

Indicative only — your actual EMI depends on the lender's exact rate and terms at sanction.

Principal vs. interest

Principal 83.1%
Interest 16.9%

Principal & interest paid per year

2026

2027

2028

2029

2030

Time on the x-axis, amount repaid on the y-axis — early on leans toward interest, later on toward principal.

Full breakdown, starting this month

Assumes your first EMI falls this month — click a period to see every month within it.

Period Principal paid Interest paid Total paid

Oct 2026 – Sep 2027 Principal paid₹1,36,864 Interest paid₹55,728 Total paid₹1,92,592

Month	Principal paid	Interest paid	Total paid	Balance remaining
Oct 2026	₹11,016	₹5,033	₹16,049	₹7,88,984
Nov 2026	₹11,085	₹4,964	₹16,049	₹7,77,899
Dec 2026	₹11,155	₹4,894	₹16,049	₹7,66,744
Jan 2027	₹11,225	₹4,824	₹16,049	₹7,55,518
Feb 2027	₹11,296	₹4,753	₹16,049	₹7,44,222
Mar 2027	₹11,367	₹4,682	₹16,049	₹7,32,855
Apr 2027	₹11,438	₹4,611	₹16,049	₹7,21,417
May 2027	₹11,510	₹4,539	₹16,049	₹7,09,906
Jun 2027	₹11,583	₹4,466	₹16,049	₹6,98,324
Jul 2027	₹11,656	₹4,394	₹16,049	₹6,86,668
Aug 2027	₹11,729	₹4,320	₹16,049	₹6,74,939
Sep 2027	₹11,803	₹4,246	₹16,049	₹6,63,136

Oct 2027 – Sep 2028 Principal paid₹1,47,563 Interest paid₹45,030 Total paid₹1,92,592

Month	Principal paid	Interest paid	Total paid	Balance remaining
Oct 2027	₹11,877	₹4,172	₹16,049	₹6,51,259
Nov 2027	₹11,952	₹4,098	₹16,049	₹6,39,307
Dec 2027	₹12,027	₹4,022	₹16,049	₹6,27,280
Jan 2028	₹12,103	₹3,947	₹16,049	₹6,15,177
Feb 2028	₹12,179	₹3,870	₹16,049	₹6,02,998
Mar 2028	₹12,256	₹3,794	₹16,049	₹5,90,743
Apr 2028	₹12,333	₹3,717	₹16,049	₹5,78,410
May 2028	₹12,410	₹3,639	₹16,049	₹5,66,000
Jun 2028	₹12,488	₹3,561	₹16,049	₹5,53,512
Jul 2028	₹12,567	₹3,483	₹16,049	₹5,40,945
Aug 2028	₹12,646	₹3,403	₹16,049	₹5,28,299
Sep 2028	₹12,725	₹3,324	₹16,049	₹5,15,573

Oct 2028 – Sep 2029 Principal paid₹1,59,097 Interest paid₹33,495 Total paid₹1,92,592

Month	Principal paid	Interest paid	Total paid	Balance remaining
Oct 2028	₹12,806	₹3,244	₹16,049	₹5,02,768
Nov 2028	₹12,886	₹3,163	₹16,049	₹4,89,882
Dec 2028	₹12,967	₹3,082	₹16,049	₹4,76,914
Jan 2029	₹13,049	₹3,001	₹16,049	₹4,63,866
Feb 2029	₹13,131	₹2,918	₹16,049	₹4,50,735
Mar 2029	₹13,214	₹2,836	₹16,049	₹4,37,521
Apr 2029	₹13,297	₹2,753	₹16,049	₹4,24,225
May 2029	₹13,380	₹2,669	₹16,049	₹4,10,844
Jun 2029	₹13,464	₹2,585	₹16,049	₹3,97,380
Jul 2029	₹13,549	₹2,500	₹16,049	₹3,83,831
Aug 2029	₹13,634	₹2,415	₹16,049	₹3,70,196
Sep 2029	₹13,720	₹2,329	₹16,049	₹3,56,476

Oct 2029 – Sep 2030 Principal paid₹1,71,534 Interest paid₹21,059 Total paid₹1,92,592

Month	Principal paid	Interest paid	Total paid	Balance remaining
Oct 2029	₹13,807	₹2,243	₹16,049	₹3,42,669
Nov 2029	₹13,893	₹2,156	₹16,049	₹3,28,776
Dec 2029	₹13,981	₹2,069	₹16,049	₹3,14,795
Jan 2030	₹14,069	₹1,981	₹16,049	₹3,00,726
Feb 2030	₹14,157	₹1,892	₹16,049	₹2,86,569
Mar 2030	₹14,246	₹1,803	₹16,049	₹2,72,323
Apr 2030	₹14,336	₹1,713	₹16,049	₹2,57,987
May 2030	₹14,426	₹1,623	₹16,049	₹2,43,561
Jun 2030	₹14,517	₹1,532	₹16,049	₹2,29,044
Jul 2030	₹14,608	₹1,441	₹16,049	₹2,14,435
Aug 2030	₹14,700	₹1,349	₹16,049	₹1,99,735
Sep 2030	₹14,793	₹1,257	₹16,049	₹1,84,942

Oct 2030 – Sep 2031 Principal paid₹1,84,942 Interest paid₹7,650 Total paid₹1,92,593

Month	Principal paid	Interest paid	Total paid	Balance remaining
Oct 2030	₹14,886	₹1,164	₹16,049	₹1,70,057
Nov 2030	₹14,979	₹1,070	₹16,049	₹1,55,077
Dec 2030	₹15,074	₹976	₹16,049	₹1,40,003
Jan 2031	₹15,169	₹881	₹16,049	₹1,24,835
Feb 2031	₹15,264	₹785	₹16,049	₹1,09,571
Mar 2031	₹15,360	₹689	₹16,049	₹94,211
Apr 2031	₹15,457	₹593	₹16,049	₹78,754
May 2031	₹15,554	₹496	₹16,049	₹63,201
Jun 2031	₹15,652	₹398	₹16,049	₹47,549
Jul 2031	₹15,750	₹299	₹16,049	₹31,799
Aug 2031	₹15,849	₹200	₹16,049	₹15,949
Sep 2031	₹15,949	₹100	₹16,050	₹0

Balance remaining after the last month of each period shown above.

Lenders offering this product

Compare lenders side by side

Tick up to 4 lenders to compare them head to head, or apply with any lender directly.

Lenders compared: 39
Rates from: 7.55% p.a.
Loan up to: ₹10 Crore
Tenure up to: 10 yrs

Sort by

Show

— pick at least one more to compare. — showing only your picks.

Lender

Interest rate

Loan amount

Tenure

Processing fee

Eligibility

Indian Bank Bank

Lowest rate

Interest rate

7.55% – 8.85%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹5 Crore

Tenure

1–7 yrs

Processing fee

₹1,200 + GST

Fee details

IB Vehicle Loan (new car): flat Rs1,200 + GST (w.e.f. 17.11.2025). ROI 7.55-8.85%; Eco Vahan 7.55-8.75%; used car 9.55-11.65% (PF 1% max Rs10,000, max 72 months)

Eligibility

Age 18–70 yrs
Min. income ₹25,000/mo
Salaried or Self-employed

Apply Now

Bank of Maharashtra Bank

Interest rate

7.70% – 12.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹1,000–₹15,000 + GST

Fee details

Maha Super Car Loan: PF 0.25% min Rs1,000 max Rs15,000 +GST (nil for EVs; service-charge page). ROI RLLR-0.60% = 7.45% (CIBIL 800+ salaried) to 10.65% (<600), non-salaried higher, page range 7.45-12.00%; 0.25% concession for HL/corporate salary customers

Eligibility

Age 18–70 yrs
Min. income ₹25,000/mo
12+ months in current employment/business
Salaried or Self-employed

Apply Now

UCO Bank Bank

Interest rate

7.70% – 10.25%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹1,000–₹1,500 + GST

Fee details

1% of loan amt, max Rs1,500; festive 100% waiver of processing & documentation on car loans. New car 8.35% (w.e.f. 17.08.2026); pre-owned 9.15% (certified dealer, max Rs15 lakh) to 9.65% (max Rs5 lakh, 60 months)

Eligibility

Age 21–70 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

Canara Bank Bank

Interest rate

7.80% – 10.95%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹1,000–₹5,000 + GST

Fee details

0.25% (min ₹1,000, max ₹5,000) + GST; 50% waiver 01-Jul to 30-Sep-2026; new cars RLLR-linked 7.50–10.70% (EV from 7.45%); used cars up to 60M, max ₹50L; no upper limit for new vehicles

Eligibility

Age 21–70 yrs
Min. income ₹25,000/mo
Salaried or Self-employed

Apply Now

Bank of Baroda Bank

Interest rate

7.85% – 11.55%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹3 Crore

Tenure

1–7 yrs

Processing fee

₹500–₹2,000 + GST

Fee details

Flat ₹1,500 + GST (≤₹10L), ₹2,000 + GST (>₹10L); ₹500 + GST for govt/PSU employees; nil under Baroda Direct/Yoddha; floating BRLLR − 0.30% to BRLLR+SP + 3.15%, fixed 8.50–11.20%

Eligibility

Age 21–70 yrs
Min. income ₹0/mo
Credit score 701+
Salaried or Self-employed

Apply Now

Federal Bank Bank

Interest rate

7.85% – 9.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹500–₹100,000 + GST

Fee details

New car fixed 7.90%-9.00%; used car / loan against car 10.15%-14.00% (used tenure up to 60 months); PF not published; take-home Rs 20k after EMIs

Eligibility

Age 21–65 yrs
Min. income ₹20,000/mo
Salaried or Self-employed

Apply Now

Indian Overseas Bank Bank

Interest rate

7.85% – 8.85%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹500–₹5,000 + GST

Fee details

processing charges as applicable, fully waived for electric vehicles; up to 90% of cost; 2 yrs service/business; Pushpaka PF 0.50% min Rs500 max Rs5,000 (charge schedule)

Eligibility

Age 18–70 yrs
Min. income ₹8,000/mo
24+ months in current employment/business
Salaried or Self-employed

Apply Now

Punjab & Sind Bank Bank

Interest rate

7.85% – 14.30%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹1,000–₹15,000 + GST

Fee details

PSB Apna Vahan 4W: 0.25% of loan amt, min Rs1,000 max Rs15,000 + GST; pre-owned 0.35% min Rs1,000 max Rs25,000. ROI new 4W 7.60% (825+) to 14.05% (<650), E-Apna Vahan STP from 7.55% (min CIBIL 700); pre-owned 9.75-16.00% (max Rs75 lakh, 60 months)

Eligibility

Age 18–70 yrs
Min. income ₹0/mo
Credit score 700+
Salaried or Self-employed

Apply Now

Central Bank of India Bank

Interest rate

7.90% – 9.55%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹2 Crore

Tenure

1–7 yrs

Processing fee

₹2,000–₹20,000 + GST

Fee details

Cent Vehicle 4W: 0.50% min Rs2,000 max Rs20,000 + GST - full waiver till 31.12.2026. ROI RBLR-0.60% to RBLR+1.05% (7.65-9.30%) by CIC score; co-borrower needed above age 60

Eligibility

Age 18–65 yrs
Min. income ₹25,000/mo
Credit score 700+
Salaried or Self-employed

Apply Now

Punjab National Bank Bank

Interest rate

7.90% – 9.95%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹1,000–₹1,500 + GST

Fee details

0.25% (min ₹1,000, max ₹1,500) excl. GST; no documentation charge; CIBIL-tiered (750+: 7.60–8.70%); margin 10–15% on-road

Eligibility

Age 21–70 yrs
Min. income ₹25,000/mo
Credit score 681+
Salaried or Self-employed

Apply Now

ICICI Bank Bank

Interest rate

8.40%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹2,000–₹8,500 + GST

Fee details

New car PF up to ₹8,500 + GST; up to 100% on-road funding

Eligibility

Age 21–65 yrs
Min. income ₹25,000/mo
Salaried or Self-employed

Apply Now

State Bank of India Bank

Interest rate

8.40% – 9.35%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹500–₹1,500 + GST

Fee details

Flat ₹500 (≤₹5L), ₹1,000 (₹5–10L), ₹1,500 (>₹10L) + GST for salaried; up to 100% on-road funding; no foreclosure charge after 2 yrs

Eligibility

Age 21–70 yrs
Min. income ₹25,000/mo
Credit score 700+
Salaried or Self-employed

Apply Now

City Union Bank Bank

Interest rate

8.45% – 9.95%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹750–₹125,000 + GST

Fee details

EBLR + 4.75 (<3 yrs) / +5.00 (3-4 yrs) / +5.25 (4-5 yrs); PF 1.25% min Rs 750

Eligibility

Age 21–60 yrs
Min. income ₹15,000/mo
Salaried or Self-employed

Apply Now

Axis Bank Bank

Interest rate

8.80% – 11.70%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹3,500–₹12,000 + GST

Fee details

Up to 2% of loan + GST; documentation ₹700 + GST; 1Y MCLR 8.90% + 0%-2.80%; up to 100% on-road funding; salaried max 60 at maturity, self-employed max 75

Eligibility

Age 18–75 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

Bandhan Bank Bank

Interest rate

8.86%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹4,000–₹400,000 + GST

Fee details

Up to 4% of loan amount + GST; new & used cars; up to 90% of on-road price; fixed-rate foreclosure 4%, nil on floating

Eligibility

Age 21–65 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

IDFC FIRST Bank Bank

Longest tenure

Interest rate

8.99%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹2 Crore

Tenure

1–10 yrs

Processing fee

₹5,000–₹10,000 + GST

Fee details

Up to 5% of loan amount; zero foreclosure on floating-rate loans; tenure up to 10 years

Eligibility

Age 21–70 yrs
Min. income ₹15,000/mo
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Cholamandalam Finance NBFC / HFC

Interest rate

9.00% – 20.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹500–₹250,000 + GST

Fee details

New car loans from Rs 1 lakh with up to 100% on-road funding; pre-owned car loans tenure up to 5 years; pre-closure 5% (7-12 months) + GST; IRP Dec-2025 new car 9%-20%, admin/PF 0.5%-2.5% + GST

Eligibility

Age 21–75 yrs
Min. income ₹16,667/mo
36+ months in current employment/business
Salaried or Self-employed

Apply Now

HDFC Bank Bank

Interest rate

9.00%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹25 Lakh

Tenure

1–7 yrs

Processing fee

₹3,500–₹8,000 + GST

Fee details

Up to 0.5% of loan, min ₹3,500 max ₹8,000; NIL for MSE loans up to ₹5 lakh with URC; up to 100% on-road funding, EV tenure up to 96 months

Eligibility

Age 21–65 yrs
Min. income ₹25,000/mo
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Hero FinCorp NBFC / HFC

Longest tenure

Interest rate

9.00% – 18.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹50,000 – ₹50 Lakh

Tenure

1–10 yrs

Processing fee

₹1,500–₹200,000 + GST

Fee details

New car: from 9% up to Rs 25 lakh / 120 months / PF up to 3%; used car: 18-26% up to Rs 50 lakh / 60 months / PF up to 4% + GST

Eligibility

Age 18–70 yrs
Min. income ₹15,000/mo
Salaried or Self-employed

Apply Now

Tata Capital NBFC / HFC

Interest rate

9.49%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹5 Crore

Tenure

1–7 yrs

Processing fee

₹3,000–₹1,475,000 + GST

Fee details

foreclosure 6%/5% of principal outstanding; min annual income Rs 3 lakh; PF up to 2.95% of loan amount; CIBIL 700+

Eligibility

Age 21–65 yrs
Min. income ₹25,000/mo
Credit score 700+
12+ months in current employment/business
Salaried or Self-employed

Apply Now

HDB Financial Services NBFC / HFC

Interest rate

9.50% – 26.00%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹3,500–₹5,900

Fee details

New, used and refinance car loans; up to 100% funding; PF up to 3.54% inclusive of GST; documentation up to Rs 2,500 or 3.54% whichever higher; sourced via dealers/agents per HDB disclosure

Eligibility

Age 21–60 yrs
Min. income ₹25,000/mo
36+ months in current employment/business
Salaried or Self-employed

Apply Now

RBL Bank Bank

Interest rate

10.50% – 11.50%

p.a.

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹50,000 – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹500–₹200,000 + GST

Fee details

Fixed rate; salaried up to Rs 30 lakh, self-employed up to Rs 1 crore; up to 90% on-road funding; pre-owned car loan up to Rs 30 lakh; rate/PF not published by bank or aggregators

Eligibility

Age 21–75 yrs
Min. income ₹20,000/mo
24+ months in current employment/business
Salaried or Self-employed

Apply Now

Poonawalla Fincorp NBFC / HFC

Interest rate

11.00%

p.a. onwards

Rate verified 13 Oct 2026 · lender's rates

Loan amount

₹2 Lakh – ₹75 Lakh

Tenure

1–6 yrs

Processing fee

₹4,000–₹150,000

Fee details

Pre-owned car loan Rs 2-75 lakh; PF up to 2% inclusive of taxes; foreclosure 4% + taxes; salaried 3-6 months in current job (12-24 months total)

Eligibility

Age 21–65 yrs
Min. income ₹0/mo
Credit score 700+
3+ months in current employment/business
Salaried or Self-employed

Apply Now

AU Small Finance Bank Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹20,000 – ₹1 Crore

Tenure

6–60 mo

Processing fee

₹400–₹300,000 + GST

Fee details

New/used car loans under vehicle finance; pricing not published on product page; BB: new car up to 17%, used up to 26%; 6-60 months; PF 2% new/3% used

Eligibility

Age 21–70 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

Bajaj Finance NBFC / HFC

Highest amount

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹10 Crore

Tenure

1–8 yrs

Processing fee

₹3,000–₹2,950,000

Fee details

PF up to 2.95% incl. taxes for both

Eligibility

Age 21–80 yrs
Min. income ₹25,000/mo
Credit score 650+
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Bank of India Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹50 Lakh

Tenure

1–7 yrs

Processing fee

₹1,000–₹5,000 + GST

Fee details

Star Vehicle Loan 4W: 0.15% min Rs1,000 max Rs5,000 + GST (CIBIL 725+); 2nd-hand vehicles 10.40-10.50%

Eligibility

Age 18–65 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

IndusInd Bank Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹2,000–₹300,000 + GST

Fee details

Up to 100% of on-road price, tenure up to 7 years; rates per profile; PF 2%-3%

Eligibility

Age 23–65 yrs
Min. income ₹20,833/mo
36+ months in current employment/business
Salaried or Self-employed

Apply Now

Karur Vysya Bank Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹75 Lakh

Tenure

1–7 yrs

Processing fee

₹3,000–₹7,500 + GST

Fee details

Rs 3,000 up to Rs 10 lakh; Rs 7,500 above Rs 10 lakh; new car 84 months, used car 60 months; flat-only fee; % derived

Eligibility

Age 21–70 yrs
Min. income ₹20,000/mo
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Kotak Mahindra Bank Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹3,000–₹300,000

Fee details

Financed by Kotak Mahindra Prime Ltd: processing 3% of loan + documentation ₹7,500; foreclosure 5.21%/3%; rate depends on profile/segment/tenure

Eligibility

Age 21–65 yrs
Min. income ₹15,000/mo
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Kotak Mahindra Prime NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹75,000 – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹7,500 + GST

Fee details

PF 3% of loan + documentation Rs 7,500 (both non-refundable, + GST); up to 100% on-road (new) / 90% (used); salaried max age 60 at maturity, self-employed 65

Eligibility

Age 21–65 yrs
Min. income ₹15,000/mo
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Mahindra Finance NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹1,000–₹200,000 + GST

Fee details

New and pre-owned car loans, funding up to 100% of ex-showroom value; rates location/profile based, not published; GST extra on fees; rate/PF not published - typical values

Eligibility

Age 21–60 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

Manappuram Finance NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–7 yrs

Processing fee

₹1,000–₹100,000 + GST

Fee details

New/used car loans via vehicle loan vertical; rate card not published online; Interest Rate Policy car loan band 14%-32%, processing/appraisal capped at 1%

Eligibility

Age 21–65 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

Muthoot Finance NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹1,000–₹200,000 + GST

Fee details

New/used car loans (used up to 90% of value); rate card not published online - branch quote; via Muthoot Money from Rs 1 lakh; age 18-70, salaried Rs 96,000 p.a., 1 yr vintage (official)

Eligibility

Age 18–70 yrs
Min. income ₹8,000/mo
Credit score 700+
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Piramal Finance NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹25 Lakh

Tenure

1–5 yrs

Processing fee

₹5,000–₹125,000 + GST

Fee details

Pre-owned car loan up to Rs 25 lakh, up to 90% of car value; PF up to 5% + taxes; range per used car loan quarterly disclosure; min annual income Rs 2.5 lakh

Eligibility

Age 21–65 yrs
Min. income ₹20,833/mo
Credit score 700+
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Shriram Finance NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹10 Lakh

Tenure

1–4 yrs

Processing fee

₹5,000–₹50,000 + GST

Fee details

Used car loan only; up to 85% of car value; max Rs 10 lakh; IRP used non-commercial vehicle band 10%-36%; PF up to 5% (all products)

Eligibility

Age 21–59 yrs
Min. income ₹0/mo
Salaried or Self-employed

Apply Now

South Indian Bank Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹2 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹500–₹5,000

Fee details

0.25% of loan amount or Rs 5,000 whichever is less; up to 90% of on-road price; SIB Loan Referral Partner programme

Eligibility

Age 21–60 yrs
Min. income ₹60,000/mo
Salaried or Self-employed

Apply Now

TVS Credit NBFC / HFC

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1 Crore

Tenure

1–5 yrs

Processing fee

₹5,900–₹590,000

Fee details

Used car loan; up to 95% funding; PF max 5.9% inclusive of GST; rate range from official EMI calculator; foreclosure 5.5%-6.5%; no-income-proof option; CIBIL 750+ per official FAQ

Eligibility

Age 18–65 yrs
Min. income ₹0/mo
Credit score 750+
12+ months in current employment/business
Salaried or Self-employed

Apply Now

Union Bank of India Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹1.3 Crore

Tenure

1–7 yrs

Processing fee

₹1,000 + GST

Fee details

used 4W (<=3 yrs, max Rs20 lakh) 11.60-11.70%; Green vehicle from 7.50%

Eligibility

Age 18–75 yrs
Min. income ₹20,000/mo
Credit score 700+
Salaried or Self-employed

Apply Now

Yes Bank Bank

Interest rate

Check current rates

Rate confirmed by the lender when you apply

Loan amount

₹1 Lakh – ₹5 Crore

Tenure

1–7 yrs

Processing fee

₹5,000–₹10,000 + GST

Fee details

10.25%-12.25%; salaried 21-58, self-employed 21-65; 2 yrs experience

Eligibility

Age 21–65 yrs
Min. income ₹16,667/mo
24+ months in current employment/business
Salaried or Self-employed

Apply Now

Not sure which lender fits? Check your eligibility with all 39 lenders with a single application.

Check eligibility

Rates are each lender's own published figures, checked against the lender's website on the date shown. The rate, amount and approval you are offered depend on the lender's assessment of your profile — FynnEdge does not guarantee approval, disbursal or any particular rate.

Why FynnEdge?

You could go directly to a bank. But why apply for a Car Loan in Kolkata through us?

One profile, many lenders

Share your details once — we match you against multiple lenders' criteria instead of you applying to each one separately.

Clear, upfront eligibility

See which lenders you're likely eligible for, with plain-language reasons, before you apply.

A fully online journey

Check eligibility, compare lenders and apply — all online, without a branch visit.

Free EMI & credit tools

Plan your EMI and check your credit score for free, before you commit to anything.

Guidance, not just a listing

We help you understand your options and why a lender is or isn't a fit — not just hand you a list.

No service charges

Comparing and applying through FynnEdge is free. Any lender fees are disclosed upfront by the lender.

What our customers say

“I contacted Fynnedge for help regarding the different types of personal loans available. The process went smoothly but it took quite long for the approval. Overall, it was a good experience.””

Kavita Iyer

Hyderabad
“I collaborated with Fynnedge to seek a personal loan for a specific expenditure. The process was straightforward, and the staff explained how loans functioned. The only issue was the length of the whole application process.””

Sandeep Malhotra

Chandigarh
“I have had a very happy experience with the Flexi Hybrid Term Loan. I found the process quite easy, although I did have to go through a lot of documentation as well as learn about all the terms and conditions of the loan first." ”

Rajesh Gupta

kanpur

Apply for a Car Loan in Kolkata

Car Loan in Kolkata EMI calculator

Compare lenders side by side

You could go directly to a bank. But why apply for a Car Loan in Kolkata through us?

What our customers say